USDA Vs. FHA your options comparison in Wasilla, Matanuska-Susitna County, AK
For the year 2026, the USDA loan limit in Wasilla, located in Matanuska-Susitna county, AK, is set at $413,700. In contrast, the FHA loan limit for a single-family residence is $472,030. These figures are crucial for assessing loan eligibility and planning financial options accordingly.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA loan rates. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on the best program to suit your financial situation in .
Current Loan Limits and Down Payment Requirements in Wasilla, Matanuska-Susitna, AK for 2026
Loan Type
Loan Limit
Down Payment
USDA
$413,700
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Wasilla, AK
Lendersa® strives to quickly connect you with the best USDA or FHA loan options available, eliminating hassles. Choose one of three starting pathways to connect with matching lenders and explore USDA loan offers that meet your criteria.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans offer the advantage of not requiring any down payment, providing a more accessible path to homeownership for qualified buyers.
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