USDA Vs. FHA your options comparison in Wasilla, Matanuska-Susitna County, AK

For the year 2025, the USDA loan limit in Wasilla, located in Matanuska-Susitna county, AK, is set at $413,700. In contrast, the FHA loan limit for a single-family residence is $472,030. These figures are crucial for assessing loan eligibility and planning financial options accordingly.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA loan rates. Determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA loans, facilitating your decision on the best program to suit your financial situation in .

Explore a wide range of loan offers from 100 diverse lenders, ensuring you find the most appropriate loan package to meet your needs.

Current Loan Limits and Down Payment Requirements in Wasilla, Matanuska-Susitna, AK for 2025

Loan Type Loan Limit Down Payment
USDA $413,700 0%
FHA $472,030 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loans in Wasilla, AK

Lendersa® strives to quickly connect you with the best USDA or FHA loan options available, eliminating hassles. Choose one of three starting pathways to connect with matching lenders and explore USDA loan offers that meet your criteria.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AK

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is accessible exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans offer the advantage of not requiring any down payment, providing a more accessible path to homeownership for qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
  • Foundation Credit Union
  • 1726 W Elfindale, Springfield, MO, 65807
  • Since 1933, ​Foundation Credit Union​ has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. ​Throughout ​the 2000’s we began to grow, adding new counties eligible for membership each
  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.