USDA Vs. FHA Pro and Con comparison in Knik-Fairview, Matanuska-Susitna County, AK

In 2025, the USDA loan limit for Knik-Fairview in the county of Matanuska-Susitna, AK, is $413,700, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the best rates available for USDA versus FHA loans today, and to determine necessary qualifications concerning income, credit, reserves, and required documentation. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping to decide on the most suitable program for your financial context in .

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2025 Loan Limits and Down Payment Requirements in Knik-Fairview, Matanuska-Susitna, AK

Loan Type Loan Limit Down Payment
USDA $413,700 0%
FHA $472,030 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Knik-Fairview, AK

Lendersa®'s mission is to facilitate obtaining the best USDA or FHA loan quickly and effortlessly. Choose one of three pathways to connect with matching lenders and explore USDA loan programs.

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What Exactly is a USDA Loan in AK?

A USDA home loan, endorsed by the Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is solely available for rural regions. Unlike FHA loans, requiring at least a 3.5% down payment, USDA mortgage loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable
  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.
  • COLONY MORTGAGE, INC.
  • 5365 El Camino Real, Atascadero, CA, 93422
  • At Colony Mortgage we take special pride in our ability to offer the most complete selections of mortgage financing options to our clients, insuring a smooth, worry free transaction. We love what we do, and seek to find what fits each borrowers needs individually. Our loan officers are interested in your needs!
  • CENTRAL COAST LENDING, INC.
  • 601 Morro Bay Boulevard, Morro Bay, CA, 93442
  • Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.
  • Bank of The Sierra
  • PO Box 1930, Porterville, CA, 93258
  • Bank of the Sierra was founded in 1977. Over the years, our market has expanded to include Tulare, Kern, Kings, Fresno, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties. We are the largest community bank headquartered in California's Heartland. Through sound banking practices and financial strength
  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.
  • Prime Security Bank
  • 201 Main Street North, Karlstad, MN, 56732
  • Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
  • California Mortgage Solutions, Inc
  • 1980 Reina Court, San Luis Obispo, CA, 93405
  • We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.
  • Bank of Commerce
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  • Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.
  • Converse County Bank WY
  • 322 Walnut St, Douglas, WY, 82633
  • Converse County Bank is able to offer the leading-edge financial products and services of today’s very busy world, we’re still local. Still providing safe harbor. Still committed to fulfilling the dreams of those we serve. We’re here when you need us, with our extended customer service hours.
  • Mortgage Professionals Group
  • PO Box 12458, San Luis Obispo, CA, 93406
  • At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.
  • SESLOC Federal Credit Union
  • PO Box 5360, San Luis Obispo, CA, 93403
  • The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions