USDA Loan Vs. FHA loan pro & con Valdez, Valdez-Cordova County, AK

In 2025, USDA loan limit in Valdez, county of Valdez-Cordova, AK is $349,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valdez, AK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alaska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 252-5139 Lender's profile and map Reviews Mill Town Credit Union 3102 Broadway, Everett, WA, 98201 Mill Town Credit Union was chartered in September 1939 by the then employees of the Soundview Pulp Company based off the waters near the Everett Marina. It became Scott’s Paper Credit Union after it was acquired by the company in 1963 and became a reliable financial resource for the employees.
(425) 259-6446 Lender's profile and map Reviews Community Healthcare Federal Credit Union 1503 Pacific Avenue, Everett, WA, 98201 Community Healthcare Federal Credit Union was chartered in 1959 by the employees of Everett General Hospital to provide an alternative to traditional banking rates and fees. We now provide financial services such as savings, checking, IRA’s, Certificates of Deposit, VISA, student loans, and a variety of consumer loan products to individuals.
(425) 297-1000 Lender's profile and map Reviews NW Plus Credit Union 2821 Hewitt Ave, Everett, WA, 98201 nw+\|cu is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations
(425) 273-0565 Lender's profile and map Reviews BEN LINK, MORTGAGE 9506 4th St NE, Lake Stevens, WA, 98258 Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.
(360) 591-1059 Lender's profile and map Reviews Timberland Bank 624 Simpson Avenue, Hoquiam, WA, 98550 Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.
(360) 533-4760 Lender's profile and map Reviews Newrizons Federal Credit Union 120 Firman Street, Hoquiam, WA, 98550 In June of 1965, 10 Lambs-Grays Harbor employees started Lambs Grays Harbor Federal Credit Union. The employees wanted a savings club and a way to get weekly draws outside of using the company’s accounting group. The company saw the credit union as an employee benefit for the employees and their immediate families.
(360) 532-9224 Lender's profile and map Reviews Longshore Federal Credit Union 3107 John Stevens Way, Hoquiam, WA, 98550 Longshore FCU was established in 1960 to provide financial services in a democratic, not-for-profit, cooperative manner. The original name was ILWU Local 24 Federal Credit Union and was chartered by members of the International Longshore and Warehouse Union Local 24. As a member (depositor), you are an owner. There are no outside stockholders.
425-778-7222 Lender's profile and map Reviews Westar Funding 728 3rd Street, Suite B, Mukilteo, WA, 98275 Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
206-512-8400 Lender's profile and map Reviews Pacific Capital Northwest 8227 44th Ave W, Suite K, Mukilteo, WA, 98275 Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
(425) 257-9000 Lender's profile and map Reviews Coastal Community Bank 5415 Evergreen Way, Everett, WA, 98203 At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.
(425) 348-6100 Lender's profile and map Reviews Pro Escrow Inc 5920 Evergreen Way, Suite C, Everett, WA, 98203 PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
(360) 779-4567 Lender's profile and map Reviews Liberty Bank 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370 Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence