USDA Vs. FHA your options comparison in Valdez, Valdez-Cordova County, AK

In 2024, USDA loan limit in Valdez, county of Valdez-Cordova, AK is $349,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Valdez, county of Valdez-Cordova, AK

Loan Type Loan Limit Down payment
USDA $349,100 0%
FHA $356,362 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Valdez, AK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alaska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Benchmark Mortgage Companies
  • 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060
  • Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
  • Towne First Mortgage
  • 4501 Cox Road, Suite 301, Glen Allen, VA, 23060
  • Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
  • Bank of Oak Ridge
  • 8050 Fogleman Rd, Oak Ridge, NC, 27310
  • Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
  • MS Home Mortgage LLC
  • 7193 Jonesboro Rd, Suite 202, Morrow, GA, 30260
  • MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.
  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
  • Rio Grande Valley Credit Union
  • 1221 Morgan Boulevard, Harlingen, TX, 78550
  • Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • First Community Bank TX
  • 806 S. 77 Sunshine Strip, Harlingen, TX, 78550
  • First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
  • Vetted Notes, LLC
  • 1210 East Tyler, Harlingen, TX, 78550
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.