USDA Vs. FHA Pro and Con comparison in Meadow-Lakes, Matanuska-Susitna County, AK

During 2025, the USDA loan limit in Meadow-Lakes, within the county of Matanuska-Susitna, AK, is officially set at $413,700. Meanwhile, the FHA loan limit for a single-family home reaches $356,362. These loan limits are crucial for prospective homeowners as they outline the maximum borrowing amounts available using these federal loans for home purchasing or refinancing.

To make an informed decision, use the Lendersa® USDA loan calculator. It provides a comparison of today’s best USDA versus FHA rates, and identifies the income, credit, reserves, and necessary documents to determine qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, allowing you to evaluate which program will best suit your specific financial scenario in .

Explore a range of loan offers from a selection of 100 diverse lenders, each providing unique terms and conditions tailored to various borrowing needs.

2025 Loan Limits and Down Payment Requirements in Meadow-Lakes, Matanuska-Susitna, AK

Loan Type Loan Limit Down Payment
USDA $413,700 0%
FHA $356,362 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Meadow-Lakes, AK

Lendersa® aims to ensure you secure the most advantageous USDA or FHA loan efficiently and without inconvenience. Choose from one of three strategic starting paths to connect with suitable lenders and discover USDA loan programs that meet your requirements:

  1. Initiate a comprehensive USDA/FHA loan request designed for optimization to enhance chances of a successful match.
  2. Research USDA and FHA rates & terms preemptively to gather all necessary information upfront.
  3. Consult the most extensive database of USDA loan lenders to explore a wide array of lending options.
Lendersa USDA loan application and matching results

Understanding the USDA Loan in AK

A USDA home loan represents a financial product guaranteed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. This option is exclusively available for properties situated in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans stand out as they require no down payment, offering a substantial advantage to eligible home buyers looking to purchase properties without the initial financial burden.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American West Financial Home Loans
  • 675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
  • "America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
  • SecurityNational Mortgage Company
  • 5300 South 360 West, Salt Lake City, UT, 84123
  • SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
  • Security National Commercial Capital
  • 5300 South 360 West Suite 310, Salt Lake City, UT, 84123
  • Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
  • American United FCU
  • PO Box 1030, West Jordan, UT, 84084
  • American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
  • Cardinal Mortgage Services
  • 6783 South Redwood Rd, West Jordan, UT, 84084
  • Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Cyprus Credit Union
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  • Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
  • EMPERIQ FINANCIAL LLC
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  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
  • The loan chef
  • 488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
  • Most anyone can close a deal; what sets The Loan Chef above the rest is how sweet the entire process is. With over a decade and a half of mortgage experience, an MBA from Westminster College, and numerous professional relationships throughout the real estate/construction industry
  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
  • Jumbo Mortgage Utah
  • 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
  • "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah. Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."