USDA VS FHA in Meadow-Lakes, Matanuska-Susitna County, AK
During 2025, the USDA loan limit in Meadow-Lakes, within the county of Matanuska-Susitna, AK, is officially set at $413,700. Meanwhile, the FHA loan limit for a single-family home reaches $356,362. These loan limits are crucial for prospective homeowners as they outline the maximum borrowing amounts available using these federal loans for home purchasing or refinancing.
To make an informed decision, use the Lendersa® USDA loan calculator. It provides a comparison of today’s best USDA versus FHA rates, and identifies the income, credit, reserves, and necessary documents to determine qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, allowing you to evaluate which program will best suit your specific financial scenario in .
2025 Loan Limits and Down Payment Requirements in Meadow-Lakes, Matanuska-Susitna, AK
Loan Type
Loan Limit
Down Payment
USDA
$413,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Meadow-Lakes, AK
Lendersa® aims to ensure you secure the most advantageous USDA or FHA loan efficiently and without inconvenience. Choose from one of three strategic starting paths to connect with suitable lenders and discover USDA loan programs that meet your requirements:
A USDA home loan represents a financial product guaranteed by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. This option is exclusively available for properties situated in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans stand out as they require no down payment, offering a substantial advantage to eligible home buyers looking to purchase properties without the initial financial burden.
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