USDA and FHA Pro and Con in Albertville, Marshall County, AL

For 2026, the USDA loan limit in Albertville, located in Marshall county, AL, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's best comparisons between USDA and FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side to help choose the best match for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Albertville, County of Marshall, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Albertville, AL

Lendersa® aims to provide optimal USDA or FHA loans quickly and easily. Choose from three starting approaches that connect you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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