USDA and FHA Pro and Con in Guntersville, Marshall County, AL
In the year 2026, the USDA loan limit for Guntersville in Marshall county, AL, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Assess the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Guntersville, Marshall, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Guntersville, AL
The aim of Lendersa® is to secure you the best possible USDA or FHA loan quickly and without hassle. Choose from three methods to connect with matching lenders and USDA loan opportunities.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, available only in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans do not require a down payment.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.
Focused On You
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Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
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