USDA Loan Vs. FHA loan for Guntersville, AL [Marshall County Rates 2023]

In 2025, USDA loan limit in Guntersville, county of Marshall, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Guntersville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(952) 893-6868 822 miles Lender's profile and map Reviews Bridgewater Bank 4450 Excelsior Blvd, St. Louis Park, MN, 55416 It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
(845) 457-7700 822 miles Lender's profile and map Reviews Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
(620) 855-3416 822 miles Lender's profile and map Reviews First National Bank in Cimarron 121 N. Main, Cimarron, KS, 67835 We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
(209) 658-2345 822 miles Lender's profile and map Reviews US BANK 800 Nicollet Mall, Minneapolis, MN, 55402 U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
(612) 578-3956 823 miles Lender's profile and map Reviews Luminate Home Loans 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405 At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
(612) 747-9923 823 miles Lender's profile and map Reviews Century Capital Group Inc 2915 Wayzata Boulevard, Suite 201, Minneapolis, MN, 55405 Our variety of lenders give us the ability to provide the most popular programs at very competitive rates. We have options available for most borrowers including FHA for first time home buyers and cash out for those with FICO scores down to 500. Charles Miller President at Century Capital Group Inc.
212-203-2068 823 miles Lender's profile and map Reviews Malve Capital 15 Harbor Park Drive, Port Washington, NY, 11050 Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
(516) 883-3537 823 miles Lender's profile and map Reviews Port Washington Federal Credit Union 157 Main Street, Port Washington, NY, 11050 Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
(877) 226-5873 823 miles Lender's profile and map Reviews Flushing Bank 260e Rxr Plaza, Uniondale, NY, 11556 Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
(612) 372-5000 823 miles Lender's profile and map Reviews Reliable Mortgage Inc 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401 Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.