USDA VS FHA in Guntersville, Marshall County, AL

In 2024, USDA loan limit in Guntersville, county of Marshall, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Guntersville, county of Marshall, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Guntersville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bellco Credit Union
  • 7600 E. Orchard Road, Suite 400N, Greenwood Village, CO, 80111
  • Founded in 1936, Bellco Credit Union is one of the largest credit unions in Colorado, with more than $4 billion in assets, over 320, 000 members and 25 branches in the Denver metro area and on the Western Slope. But despite its size, Bellco remains committed to its members and local communities, providing financial.
  • Trusted American Mortgage Inc
  • 8400 East Prentice Avenue, Suite 1500, Englewood, CO, 80111
  • Trusted American Mortgage our mission is to serve our customers with honesty, integrity, and competence. For 23 years our goal has been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Colorado Lending Team LLC
  • 7887 E Belleview Ave, Suite 1100, Englewood, CO, 80111
  • Colorado Lending Team Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your.
  • CORE Finance Group
  • 6075 South Quebec Street, Suite 100, Englewood, CO, 80111
  • CORE Finance Group our mission to provide comprehensive debt and equity solutions for consumers, realtors, real estate investors, business owners, real estate developers, and builders. We regard it as a privilege to serve our clients. Our primary priority is to ensure the satisfaction of our clients’ needs.
  • Tri-State Mortgage LLC
  • 6436 South Racine Circle, Suite 114, Centennial, CO, 80111
  • Tri-State Mortgage began in 2003 by Frank Brock. Mr. Brock had worked in the the industry since 1991 and has worked for several small mortgage companies and larger firms such as: Countrywide, Key Bank and Lehman Brothers. The customer service provided by the big lenders prompted the creation of Tri-State Mortgage.
  • WineHouse Mortgage
  • 4950 South Yosemite Street, Suite F2-145, Greenwood Village, CO, 80111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oxford Mortgage LLC
  • 6300 South Syracuse, Suite 155, Centennial, CO, 80111
  • Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
  • Professional Mortgage Source LLC
  • 6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
  • Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
  • Money Max Mortgage Inc
  • 5975 South Quebec Street, Suite 275, Englewood, CO, 80111
  • Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
  • Premier Coastal Lending
  • 6436 South Racine Circle, Suite 117, Centennial, CO, 80111
  • We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.