As of 2026, the USDA loan limit in Brent, situated in Bibb county, AL, reaches $336,500, compared to the FHA limit of $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to put today’s best USDA and FHA rates side by side. Evaluate the income, credit requirements, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator positions USDA, FHA, Conforming, and VA loans next to each other to assist you in identifying which program in
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| Type of Loan | Maximum Loan Value | Initial Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to quickly and effortlessly secure the best USDA or FHA loan options for you. Choose one of the three options to match with suitable lenders and access USDA loan programs.
Guaranteed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or mortgage—is exclusively available in rural neighborhoods. While FHA loans require a 3.5% minimum down payment, USDA loans demand none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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