As of 2026, the USDA loan limit in Brent, situated in Bibb county, AL, reaches $336,500, compared to the FHA limit of $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to put today’s best USDA and FHA rates side by side. Evaluate the income, credit requirements, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator positions USDA, FHA, Conforming, and VA loans next to each other to assist you in identifying which program in suits your financial circumstances best.
Loan Limits and Downpayment Requirements for 2026 in Brent, Bibb County, AL
Type of Loan
Maximum Loan Value
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Brent, AL
At Lendersa®, our mission is to quickly and effortlessly secure the best USDA or FHA loan options for you. Choose one of the three options to match with suitable lenders and access USDA loan programs.
Guaranteed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or mortgage—is exclusively available in rural neighborhoods. While FHA loans require a 3.5% minimum down payment, USDA loans demand none.
Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
1008 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Lends in Alabama
Red Oak Credit Union is owned by the members and managed and operated by a professional full-time staff and a 7-member board of directors. The board of directors are elected by the members and themselves are members. All deposits are insured to at least $250,000 by the National Credit Union Administration.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Lends in Alabama
ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Lends in Alabama
Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
First Cahawba Bank provides banking the way it should be. Our number one priority is the hard-working individuals and businesses that are the back bone of our community. Like you, we have watched area banks become part of mega banks. At First Cahawba Bank we make local decisions and offer comprehensive banking services to meet your financial goals.
The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
Tuscaloosa County Credit Union is a member owned and controlled financial cooperative. Our mission is to deliver satisfaction by helping our members attain or achieve financial success through personal commitment to each others "individual" needs. TCCU offers an array of services to meet your financial needs.
RiverFall Credit Union is a full-service, member owned financial institution that has been serving its members since 1953. Let us help you move forward with the financial future you deserve. You'll love our FREE Reward checking accounts and great rates on loans. We invite you to find your pace at RiverFall.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
