USDA Vs. FHA your options comparison in Brent, Bibb County, AL

As of 2025, the USDA loan limit in Brent, situated in Bibb county, AL, reaches $336,500, compared to the FHA limit of $472,030 for a single-family home.

Use the Lendersa® USDA loan calculator to put today’s best USDA and FHA rates side by side. Evaluate the income, credit requirements, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator positions USDA, FHA, Conforming, and VA loans next to each other to assist you in identifying which program in suits your financial circumstances best.

Review loan offers from a selection of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Brent, Bibb County, AL

Type of Loan Maximum Loan Value Initial Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Brent, AL

At Lendersa®, our mission is to quickly and effortlessly secure the best USDA or FHA loan options for you. Choose one of the three options to match with suitable lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in AL?

Guaranteed by the government Department of Agriculture, a USDA home loan—also known as a USDA rural development loan or mortgage—is exclusively available in rural neighborhoods. While FHA loans require a 3.5% minimum down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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