USDA Loan Vs. FHA loan for Montevallo, AL [Shelby County ]

In 2025, USDA loan limit in Montevallo, county of Shelby, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montevallo, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(818) 812-5150 Lender's profile and map Reviews Millennial Home Lending, Inc. 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311 The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(800) 213-8711 Lender's profile and map Reviews First American Wholesale Lending 9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311 At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
(800) 439-9551 Lender's profile and map Reviews BDM Mortgage Services 21601 Devonshire Street, #219, Chatsworth, CA, 91313 At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
(661) 260-2970 Lender's profile and map Reviews Augusta Financial, Inc 25129 The Old Road, Suite 350, Santa Clarita, CA, 91381 Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.
(858) 395-2454 Lender's profile and map Reviews Keystone Financial Services 25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381 I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.
(888) 719-7694 Lender's profile and map Reviews Malibu Funding Inc 6911 Topanga Canyon, Suite 206, Canoga Park, CA, 91303 At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade,
(310) 621-3835 Lender's profile and map Reviews Blue Ocean Finance Company LLC 22244 Haynes Street, Woodland Hills, CA, 91303 Blue Ocean Finance Company has delivered innovative and agile commercial development services to entrepreneurs seeking to expand their businesses in North America. Headquartered in Los Angeles, Blue Ocean leverages our trusted network of investors, lenders, dealers, brokers, and partners to meet our clients.
(818) 430-3348 Lender's profile and map Reviews Pacific Sunrise Funding 22148 Sherman Way, Suite 205, Canoga Park, CA, 91303 Pacific Sunrise Funding While buying and selling real estate can be a fun, exciting and rewarding experience it is important to develop a broad knowledge of the real estate market and all it has to offer you. As your local real estate expert, I am dedicated to providing you with the most enjoyable experience.
(323) 834-9002 Lender's profile and map Reviews Private Money Specialists 7049 Owensmouth Avenue, Suite 2, Canoga Park, CA, 91303 Private Money Specialists” isn’t a tagline. We have been in the real estate lending industry for over a decade. We have experience doing Fix & Flips, Tough 2nd liens, Ground up construction projects, tough purchases, and just a whole host of real estate lending that didn’t seem possible.
(208) 746-7233 Lender's profile and map Reviews Lewis Clark Credit Union 604 Bryden Avenue, Lewiston, ID, 83501 Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
(208) 746-4848 Lender's profile and map Reviews TWIN RIVER BANK 1507 G St, Lewiston, ID, 83501 Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval