FHA Vs. USDA loan program for Montevallo, Shelby County, Alabama

In 2024, USDA loan limit in Montevallo, county of Shelby, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montevallo, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(385) 258-3588 http://www.econmortgage.com 1487 miles Lender's profile and map Reviews EconMortgage 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075 Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
(801) 668-1276 https://utahbestmortgage.com/ 1487 miles Lender's profile and map Reviews Advantage Mortgage Home Loans 2334 S. 600 W, Syracuse, UT, 84075 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
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(435) 723-5231 https://www.memfirstcu.com/ 1497 miles Lender's profile and map Reviews Members First Credit Union 120 East 1000 South, Brigham City, UT, 84302 Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located
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