USDA Loan Vs. FHA loan for Montevallo, AL [ best of 2023]

In 2025, USDA loan limit in Montevallo, county of Shelby, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montevallo, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(414) 316-5980 944 miles Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
(906) 663-4011 944 miles Lender's profile and map Reviews Gogebic County Federal Credit Union 600 West Lead Street, Bessemer, MI, 49911 GCFCU has grown to more than 3900 members strong and exceeds $17 million in assets as of March 31, 2016. Our growth and success comes from the support of our loyal members who use our services, a dedicated group of volunteers who are elected by our members to represent them, and a friendly staff who are committed to exceeding your
(575) 769-1911 945 miles Lender's profile and map Reviews The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 945 miles Lender's profile and map Reviews The Bank of Clovis 300 Main Street, Clovis, NM, 88101 The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(432) 943-3445 945 miles Lender's profile and map Reviews Ward County Credit Union 301 South Main Street, Monahans, TX, 79756 A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
(575) 742-3700 945 miles Lender's profile and map Reviews Cannon Federal Credit Union 4205 North Prince Street, Clovis, NM, 88101 Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
(575) 762-2800 945 miles Lender's profile and map Reviews American Heritage Bank Clovis 3300 N. Prince Street, Clovis, NM, 88101 The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
(575) 762-5363 945 miles Lender's profile and map Reviews Frost Mortgage Lending Group 2610 N Prince St, Clovis, NM, 88101 Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
(575) 562-9837 945 miles Lender's profile and map Reviews AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
(575) 769-9006 945 miles Lender's profile and map Reviews The Mortgage SuperStore 420 Commerce Way, Clovis, NM, 88101 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(432) 586-6631 945 miles Lender's profile and map Reviews WesTex Community Credit Union 200 E Austin Street, Kermit, TX, 79745 It is the mission of WesTex Community Credit Union to serve its member/owners’ needs by exploring and providing services that help them reach their financial goals as well as educate the member/owners concerning their financial matters. This is done through professionalism, courtesy, respect