USDA Loan Vs. FHA loan for Montevallo, AL [Shelby County ]

In 2025, for the city of Montevallo in Shelby, AL, the USDA loan limit is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans. You'll determine the necessary income, credit level, reserves, and paperwork to qualify. With our advanced tools, view USDA, FHA, Conforming, and VA options side by side, aiding in your decision-making for your financial situation in .

Exploring USDA and FHA Loan Options in Montevallo, AL

The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loans. Start by choosing one of three paths to match with suitable lenders offering USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AL

A USDA home loan, supported by the Department of Agriculture and often called a USDA rural development loan, is designed for rural areas. Unlike FHA loans needing a 3.5% down payment, no down payment is required for a USDA mortgage.

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(402) 634-2911 Lender's profile and map Reviews Meadow Grove Federal Credit Union 210 Main Street, Meadow Grove, NE, 68752 Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
(712) 724-6326 Lender's profile and map Reviews Ashton State Bank 317 Third Street, Ashton, IA, 51232 Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
(712) 722-0100 Lender's profile and map Reviews Peoples Bank 1701 S Main Ave, Sioux Center, IA, 51250 Peoples Bank is a locally owned, full service community bank that serves Northwest Iowa and Southwest Minnesota. With offices in Rock Valley, Lester, Sioux Center, Akron, Sheldon, Hawarden, Hinton, Sioux City, IA, and Jasper, MN, we are equipped to serve our customers in their very own community.
(712) 722-4846 Lender's profile and map Reviews American State Bank 525 N Main Ave, Sioux Center, IA, 51250 At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
(715) 232-7300 Lender's profile and map Reviews WESTconsin Credit Union 3333 Schneider Avenue SE, Menomonie, WI, 54751 WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
(507) 645-4441 Lender's profile and map Reviews Community Resource Bank 1605 Heritage Drive, Northfield, MN, 55057 Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
(651) 303-4236 Lender's profile and map Reviews Twin City Lending 101 East 5th Street, Suite 205, Northfield, MN, 55057 TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
(585) 624-7474 Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(585) 263-4353 Lender's profile and map Reviews Rochester Home Equity Inc 180 Office Park Way, Suite 2000, Pittsford, NY, 14534 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(732) 560-1700 Lender's profile and map Reviews Somerset Savings Bank 220 W. Union Avenue, Bound Brook, NJ, 08805 Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
(732) 785-9183 Lender's profile and map Reviews Provident Bank 105 Chambers Bridge Rd, Brick, NJ, 08723 Provident Bank has served individuals, families, and businesses in our local communities with personal and business banking services. We’re proud of that. And we’re proud of this: we’re still your bank—right here, right now. What your parents wanted? We had it. What you need? We’ve got it. What your kids will face? We’ll solve it. You are our commi