USDA Vs. FHA Pro and Con comparison in Marion, Perry County, AL

In the year 2025, the USDA loan limit for Marion in Perry county, AL is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing income, credit, reserves, and needed documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial needs in .

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Loan limits and down payment requirements for 2025 in Marion, Perry, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Marion, AL

Lendersa® aims to provide you with the ideal USDA or FHA loan quickly and efficiently. Choose one of three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in AL

A USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans, which mandate a 3.5% down payment, a USDA mortgage doesn't require this.

Enter your location to find out if it qualifies for USDA rural housing loan?



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