In the year 2026, the USDA loan ceiling in Calera, located in the county of Shelby, AL, stands at $336,500. Meanwhile, the FHA limit for a single-family dwelling is set at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the prevailing USDA against FHA rates. It helps you evaluate the necessary income, credit, and documentation to qualify. By using our sophisticated mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in suited for your financial needs.
Details on 2026 loan caps and downpayment obligations in Calera, county of Shelby, AL
Loan Type
Limit Amount
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA loan possibilities in Calera, AL
The aim of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and effortlessly. Begin with any of the three options and find lenders matching the USDA loan schemes.
A USDA home loan is backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. These loans are restricted to rural areas. Differing from FHA loans, which necessitate a minimum of 3.5% down, USDA loans do not require any down payment at all.
vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.
First Farmers is one of Tennessee’s leading community banks with more than $1.9 billion in assets and over $6.0 billion in administered trust assets. Our bank has steadily grown across the region, with 22 financial service centers in Davidson, Giles, Hickman, Lawrence, Marshall, Maury and Williamson counties. Through our continued growth.
105 E James Campbell Blvd, Suite 2, Columbia, TN, 38401
Kelley Mortgage, LLC has been in operation since 2007. Beginning in 1998, I worked for several different independent mortgage companies before founding this enterprise.Everyone has seen many changes the past several years, both good and bad, but Kelley Mortgage has been able to thrive in a tough environment.
The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com
CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families.
On the surface we may look like any other full-service community credit union
Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
30500 State Highway 181, Suite 460, Daphne, AL, 36527
At AMIC, we strive to treat all our customers like friends and neighbors, because that's exactly what you are. Based in the Southeast, we live, work, and play right alongside many of our customers. We'll always guarantee you the best loan, work with local lenders whenever possible,
