USDA Loan Vs. FHA loan for Chelsea, AL 2025

In 2025, USDA loan limit in Chelsea, county of Shelby, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chelsea, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

323-665-5000 Lender's profile and map Reviews Arcstone Financial 1917 Hillhurst Ave, Suite 205, Los Angeles, CA, 90027 ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs
(818) 421-0466 Lender's profile and map Reviews Prime 1 Estates, Inc. 304 Myrtle St, Suite 423, Burbank, CA, 91501 Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
(310) 819-8644 Lender's profile and map Reviews Greenwood Home Loans Inc 550 Carson Plaza Drive, Suite 222, Carson, CA, 90746 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 562-3400 Lender's profile and map Reviews SAG-AFTRA FCU PO Box 11419, Burbank, CA, 91510 Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists. From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
(818) 563-3332 Lender's profile and map Reviews Get Assured Inc 150 E. Olive Avenue, Burbank, CA, 91502 Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.
(844) 845-8885 Lender's profile and map Reviews Pacific Financial Mortgage Group, Inc. 113 W Linden Court, Burbank, CA, 91502 Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.
(818) 572-1980 Lender's profile and map Reviews Capital City Industries, Inc. 353 E Angeleno Ave, Suite A, Burbank, CA, 91502 "Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind. Our team structuring and strategic methods will have the home buying"
(800) 788-0454 Lender's profile and map Reviews Affiliated Funding 211 W Palms Ave, Burbank, CA, 91502 Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
(844) 845-8885 Lender's profile and map Reviews The Loan Guys Corporation 113 W Linden Court, Burbank, CA, 91502 The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
(626) 316-7289 Lender's profile and map Reviews Metric Mortgage Corp 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502 Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
(818) 629-0404 Lender's profile and map Reviews lendingBridge, Inc. 221 W Alameda Ave, Suite 204, Burbank, CA, 91502 lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it