USDA Vs. FHA Pro and Con comparison in Center-Point, Jefferson County, AL
In 2025, the USDA loan limit for Center-Point, located in Jefferson county, AL, is $285,000. In contrast, the FHA loan limit is $356,362 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates. Determine required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables side-by-side examination of USDA, FHA, Conforming, and VA options, helping you decide which program is ideal for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Center-Point, Jefferson County, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Center-Point, AL
Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Choose one of three starting points that facilitate locating match lenders and USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans requiring a minimal down payment of 3.5%, USDA loans do not require any down payment.
Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
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2419 Hollywood Blvd, Suite A, Hollywood, FL, 33020
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2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
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