USDA Vs. FHA Pro and Con comparison in Grayson-Valley, Jefferson County, AL
In 2025, the USDA loan limit for Grayson-Valley in the county of Jefferson, AL, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Employ Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates available today, establishing the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans simultaneously, which assists in determining the optimal program for your financial needs in .
Loan Limits and Down Payment Requirements in Grayson-Valley, Jefferson, AL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Grayson-Valley, AL
Lendersa® aims to provide swift, hassle-free access to the best USDA or FHA loans. Start by selecting one of three pathways that link you to lenders offering USDA loan programs.
USDA home loans are guaranteed by the Department of Agriculture and are commonly referred to as USDA rural development loans or mortgages. These loans are accessible only in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou
Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
