USDA and FHA Pro and Con in Grayson-Valley, Jefferson County, AL
In 2025, the USDA loan limit for Grayson-Valley in the county of Jefferson, AL, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Employ Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates available today, establishing the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans simultaneously, which assists in determining the optimal program for your financial needs in .
Loan Limits and Down Payment Requirements in Grayson-Valley, Jefferson, AL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Grayson-Valley, AL
Lendersa® aims to provide swift, hassle-free access to the best USDA or FHA loans. Start by selecting one of three pathways that link you to lenders offering USDA loan programs.
USDA home loans are guaranteed by the Department of Agriculture and are commonly referred to as USDA rural development loans or mortgages. These loans are accessible only in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer.
Mortgage Loans
Constructio
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
