USDA Vs. FHA Pro and Con comparison in Grayson-Valley, Jefferson County, AL
In 2026, the USDA loan limit for Grayson-Valley in the county of Jefferson, AL, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Employ Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates available today, establishing the required income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans simultaneously, which assists in determining the optimal program for your financial needs in .
Loan Limits and Down Payment Requirements in Grayson-Valley, Jefferson, AL for 2026
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Grayson-Valley, AL
Lendersa® aims to provide swift, hassle-free access to the best USDA or FHA loans. Start by selecting one of three pathways that link you to lenders offering USDA loan programs.
USDA home loans are guaranteed by the Department of Agriculture and are commonly referred to as USDA rural development loans or mortgages. These loans are accessible only in rural regions. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,
Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa.
Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.
Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
