USDA VS FHA in Trussville, Jefferson County, AL

In 2025, the USDA loan limit for Trussville, in Jefferson County, AL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to measure today's top USDA vs. FHA rates, figuring out the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best fit for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Trussville, County of Jefferson, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Trussville, AL

The aim of Lendersa® is to facilitate fast access to the ideal USDA or FHA loan without hassle. Opt for one of three ways to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in AL

The USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. Exclusively available in rural areas, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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