USDA and FHA Pro and Con in Meadowbrook, Shelby County, AL
In 2026, the loan limit for USDA in Meadowbrook, Shelby County, AL is $336,500, while for a single-family home under FHA, the limit is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and contrast the best rates available today between USDA and FHA loans. Determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2026 in Meadowbrook, Shelby County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Meadowbrook, AL
Lendersa® strives to connect you with the optimal USDA or FHA loan efficiently and without hassle. Choose from three initial steps that align you with matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
SpearCo Corporation is committed to finding you the right mortgage products. We offer a variety of products to meet the individual needs of each borrower. From home loans to refinancing existing loans, our loan advisors will make the mortgage process straightforward and simple to meet your needs.
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Sharestates is an online real estate lending and investing marketplace connecting investors with developers and rehabbers seeking funding. Using proprietary technology, we acquire, fund, and service projects faster and at lower costs than traditional financing. We offer investors exclusive opportunities while providing borrowers fast, affordable ca
150 Great Neck Road, Suite 102, Great Neck, NY, 11021
Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
10 Cutter Mill Rd, Suite 202, Great Neck, NY, 11021
Truen & Michaels, LLC offers the best selection of bridge loans and conventional financing in all 50 states. No matter where your project is located, and what type of real estate project you are looking to finance, we can match you with the loan program which will help you achieve your goals.
HUDSON GROUP REALTY NETWORK; REAL ESTATE BROKERAGE & COMMERCIAL LENDING
55 Northern Boulevard, Suite 400, Great Neck, NY, 11021
HGRN was formed in 2012 as a direct response to the need for clients to have access to the information they needed when buying or selling property. With the many programs in NY for first time homebuyers or for the information needed to complete a 1031 tax exchange, Hudson Group Realty Network Inc, is prepared to guide the client from inception.
45 Middle Neck Road, Suite 210, Great Neck, NY, 11021
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Powerhouse Solutions, Inc. (PHS) is a NYS licensed banking entity that originates mortgage loans directly to consumers. As a direct lender, we have the highest level of integrity and a genuine caring and concern for our customers. At PHS we believe "Your Mortgage Solution Starts With Us.
