USDA Vs. FHA Pro and Con comparison in Cottondale, Tuscaloosa County, AL
As of 2026, the USDA loan limit in the city of Cottondale, within Tuscaloosa county of AL, is established at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates, determining essential qualifications like income, credit, reserves, and necessary documents. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options together, assisting you in choosing the most suitable program for your unique financial scenario in .
2026 Loan Limits and Down Payment Requirements in Cottondale, Tuscaloosa, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Cottondale, AL
Lendersa® is dedicated to swiftly securing the best USDA or FHA loan tailored to your needs, eliminating unnecessary obstacles. Choose from three initial pathways to connect with lenders and discover USDA loan solutions.
A USDA home loan, officially backed by the government's Department of Agriculture, often referred to as USDA rural development or USDA mortgage, is strictly available for rural communities. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage loan has no such requirement.
At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.
The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317
"State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise.
SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."
