USDA Loan Vs. FHA loan pro & con for Holt, Tuscaloosa County, AL

In 2025, USDA loan limit in Holt, county of Tuscaloosa, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Holt, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(401) 943-6651 1058 miles Lender's profile and map Reviews Blue Point Commercial Capital 0 Philmont Ave, Cranston, RI, 02910 Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
(401) 233-4700 1058 miles Lender's profile and map Reviews Navigant Credit Union 1005 Douglas Pike, Smithfield, RI, 02917 From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
(800) 939-9103 1058 miles Lender's profile and map Reviews Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
(978) 575-3053 1058 miles Lender's profile and map Reviews Team Hunton 50 Elm Street, Suite 8, Worcester, MA, 01609 We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
(508) 754-9980 1058 miles Lender's profile and map Reviews AllCom Credit Union 36 Park Avenue, Worcester, MA, 01609 "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
(218) 983-3241 1058 miles Lender's profile and map Reviews Community Development Bank 516 Main Street, Ogema, MN, 56569 Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
(303) 870-6165 1058 miles Lender's profile and map Reviews Approved By Charles 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112 In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
(303) 770-4468 1058 miles Lender's profile and map Reviews Metrum Community Credit Union 6980 S Holly Circle, Centennial, CO, 80112 At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
(303) 906-1616 1058 miles Lender's profile and map Reviews SIGMA REAL ESTATE CORPORATION 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112 Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
(303) 720-9008 1058 miles Lender's profile and map Reviews Go West Lending Ltd. 8310 S Valley Highway, Suite 300, Englewood, CO, 80112 Go West Lending Ltd. is dedicated to ﬁnancial dignity and inclusion. We equip borrowers and realtors with the ﬁnancial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to ﬁnancial independence. This position will provide strategic and operational.
(866) 919-2064 1058 miles Lender's profile and map Reviews Home Loans Today 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112 Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.