USDA Loan Vs. FHA loan pro & con for Holt, Tuscaloosa County, AL

In 2025, USDA loan limit in Holt, county of Tuscaloosa, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Holt, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(978) 256-1533 1090 miles Lender's profile and map Reviews Value Mortgage Corporation 11 Eldorado Road, Chelmsford, MA, 01824 As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
(781) 728-9688 1090 miles Lender's profile and map Reviews MortgageINQ 6 Paul Revere Road, Lexington, MA, 02421 At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
(781) 378-9760 1090 miles Lender's profile and map Reviews MORNINGTIDE FINANCIAL GROUP, INC 331 Marrett Road, Lexington, MA, 02421 MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
(617) 620-1614 1090 miles Lender's profile and map Reviews Monument Mortgage Co. Inc 91 Hartwell Ave, Lexington, MA, 02421 We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
(617) 928-9000 1090 miles Lender's profile and map Reviews Watertown Savings Bank 60 Main Street, Watertown, MA, 02472 Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
(617) 924-0160 1090 miles Lender's profile and map Reviews Watertown Municipal Credit Union 149 Main Street, Watertown, MA, 02472 The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
(505) 908-1057 1090 miles Lender's profile and map Reviews PSd Ltd 1 Ridge Court, Placitas, NM, 87043 At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
(303) 709-3328 1090 miles Lender's profile and map Reviews Kevin Teel Mortgage 3900 Oakwood Dr, Longmont, CO, 80503 "Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit. Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
(303) 931-3239 1090 miles Lender's profile and map Reviews Home Loan Mortgage Company LLP 1101 Twin Peaks Circle, Longmont, CO, 80503 Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
(303) 651-7800 1090 miles Lender's profile and map Reviews 1st Colorado Mortgage Solutions, Inc. 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503 At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
(800) 901-2314 1090 miles Lender's profile and map Reviews Olive Tree Mortgage Solutions, Inc 70 Leo M. Birmingham Pkwy, Brighton, MA, 02135 Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.