USDA Vs. FHA Pro and Con comparison in Tuscaloosa, Tuscaloosa County, AL
For the year 2025, the USDA loan limit in Tuscaloosa, situated in Tuscaloosa county, AL, is established at $336,500, as opposed to the FHA limit of $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to weigh today's optimal USDA and FHA rates. It assists in determining the required income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to identify which program best suits your financial circumstances in .
Loan Limits and Down Payment Criteria for 2025 in Tuscaloosa, Tuscaloosa County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Tuscaloosa, AL
The mission of Lendersa® is to seamlessly provide you with the most advantageous USDA or FHA loan promptly. Choose one of three initial methods that align lenders with the USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is alternately referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural regions. Unlike FHA loans that demand a 3.5% minimum down payment, the USDA mortgage requires none.
Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
"Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.
With over 24 years experience in the mortgage industry, our qualified,"
Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style.
We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine
