USDA Vs. FHA your options comparison in Cullman, Cullman County, AL
In 2025, USDA loan limit in Cullman, county of Cullman, AL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cullman, county of Cullman, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cullman, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you
Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.
East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
7990 Southwest 117th Avenue, Suite 127, Miami, FL, 33183
At Foundation Lenders, we listen to our clients’ needs to anticipate their financial goals and dreams and present solid solutions using our years of experience and diverse loan products as the foundation. We’re mortgage professionals, providing sound advice on mortgage options and industry trends.
Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
Connected Capital is a boutique commercial mortgage brokerage built by investors - for investors. We provide full service real estate financing solutions for our clients domestically and abroad.
Trust us - we know the mortgage process can be a pain. Through our strong lender relationships and industry knowledge, our teams goal is to make the pr
Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
