USDA and FHA Pro and Con in Priceville, Morgan County, AL

For 2026, the USDA loan limit in Priceville, within Morgan county, AL, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, figuring out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Priceville, Morgan, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Priceville, AL

Lendersa® aims to help you quickly secure the best USDA or FHA loan without trouble. Choose one of three starting points that connect you with lenders to explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in AL

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture and available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Priceville Lenders

  • Family Security Credit Union
  • 2204 Family Security Place SW, Decatur, AL, 35603
  • Lends in Alabama
  • Family Security Credit Union offers many convenient online services from their website 24 hours a day. Family Security Credit Union's online banking allows members to save time and money with online bill pay, check account balances, order checks, make loan payments, view e-Statements.

  • First Mortgage Group
  • 118 E Moulton St, Decatur, AL, 35601
  • Lends in Alabama
  • The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • DREAM HOME MORTGAGE LLC
  • 1690 Beltline Road SW, Suite A, Decatur, AL, 35601
  • Lends in Alabama
  • "Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.

    We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu

  • Davidson Homes. Heritage Mortgage
  • 336 James Record Road, Huntsville, AL, 35824
  • Lends in Alabama
  • In 2009, Adam Davidson’s vision came to life in the Huntsville, Alabama market. His new home building company, Davidson Homes, offered home buyers quality construction and materials, superior value and an unprecedented level of personalization. He committed himself to building an all-star team of employees

  • COURTESY FIRST HOME LENDERS
  • 110 N Marion St, Athens, AL, 35611
  • Lends in Alabama
  • Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local

  • Champion Community Credit Union
  • 16601 County Road 150, Courtland, AL, 35618
  • Lends in Alabama
  • Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.

  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • Lends in Alabama
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.

  • Rocket City Federal Credit Union
  • 2200 Clinton Ave, Huntsville, AL, 35805
  • Lends in Alabama
  • At Rocket City Federal Credit Union, we are members helping members. As we continue to grow and support our community, we remember our humble beginnings and give thanks to all of our members and affiliations. We were built on the foundation of our members, which is why we will always work hard for you.

  • Redstone Federal Credit Union
  • 220 Wynn Dr NW, Huntsville, AL, 35805
  • Lends in Alabama
  • Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions