For 2026, the USDA loan limit in Priceville, within Morgan county, AL, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, figuring out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you quickly secure the best USDA or FHA loan without trouble. Choose one of three starting points that connect you with lenders to explore USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture and available only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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