USDA Vs. FHA your options comparison in Hartselle, Morgan County, AL
As of 2025, the USDA loan limit within Hartselle, Morgan county of AL is set at $336,500, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA vs. FHA rates. This tool helps you identify the income, credit, reserves, and necessary documentation for eligibility. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans to ascertain which is most suitable for your financial needs in .
Loan limits and Down Payment Requirements for 2025 in Hartselle, Morgan, AL
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Hartselle, AL
Lendersa® strives to quickly provide you the optimal USDA or FHA loan without hassle. Initiate one of three methods that connect you with lenders suited to USDA loan options.
A USDA loan, assured by the US Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural settings. It differs from FHA loans which require at least a 3.5% down payment, as the USDA loan requires none.
540 pennsylvania avenue, Suite 230, Fort Washington, PA, 19034
East Coast Mortgage is a family owned business that originally opened their doors in 1977. Once run by brothers Harvey and Lenny Seidman, it is has been operated by Harvey and his son Jeff since 1997. East Coast has been a Mortgage Lender closing and funding loans in our own name since 2002
Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.
Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.
Marathon Mortgage Services started during the Summer of 1996 - on the beach in Avalon, New Jersey. Bob Rubin, the founder of Marathon Mortgage had come to the realization he needed a change. After 7 incredibly successful years managing eight locations in Pennsylvania, Delaware and New Jersey for Meridian Mortgage he decided that it was time to leav
Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders
Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
2930 Jasper St, Suite 220, Philadelphia, PA, 19134
"Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties?
As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
