USDA VS FHA in Hartselle, Morgan County, AL

In 2024, USDA loan limit in Hartselle, county of Morgan, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Hartselle, county of Morgan, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Hartselle, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Brokers, LLC
  • 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109
  • Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
  • EverLEND Mortgage Company
  • 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109
  • EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
  • RISEN MORTGAGE
  • 3707 E. Southern Ave, Mesa, AZ, 85206
  • We have been in the Mortgage service business for over 17 successful years. This longevity & confidence comes from our Mortgage services to a great many buyers & repeat clients for refinances. We will shop some of the Nations lenders that will fight for your business with aggressive rates and we will match you with the best lenders in the Country.
  • KRF Financial LLC
  • 4445 E Holmes Ave, Suite 101, Mesa, AZ, 85206
  • KRF Financial LLC is an Arizona corporation focusing on Arizona, Utah and Idaho residential properties. We don't tele-market or use mass mail to increase our business. We work by referral only. That way we can spend more time helping you. We have over twenty years of experience in the mortgage business helping individuals buy their first home.
  • kda home financial
  • 4447 E. Broadway Rd, Suite 102, Mesa, AZ, 85206
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona. We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga
  • SUN AMERICAN MORTGAGE COMPANY
  • 4140 E. Baseline Rd. Ste 206, Mesa, AZ, 85206
  • Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!
  • Snap Lending LLC
  • 4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
  • Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
  • Devil's Slide Federal Credit Union
  • 243 E 125 N, Morgan, UT, 84050
  • Devil's Slide Federal Credit Union We are chartered to serve persons who live, work, worship or attend school in Morgan and Summit counties. Our institution is owned and operated by our members with the purpose of providing competitive rates for loans and shares while at the same time maintaining a good net worth ratio.
  • Sugar House Mortgage
  • 2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Town and Country Home Mortgage
  • 347 N Main St, Nephi, UT, 84648
  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.