USDA Vs. FHA Pro and Con comparison in Ladonia, Russell County, AL

For the year 2025, the USDA loan limit in Ladonia, located within Russell county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

With Lendersa® USDA loan calculator, contrast today's top USDA and FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that suits your financial needs in Alabama best.

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2025 Loan Limits and Down Payment Requirements in Ladonia, Russell, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Ladonia, AL

Lendersa® aims to secure for you the ideal USDA or FHA loan swiftly and conveniently. Choose from one of three pathways leading to compatible lenders and USDA loan programs.

Lendersa USDA loan request and match results

About USDA Loans in AL

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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