USDA Vs. FHA Pro and Con comparison in Ladonia, Russell County, AL
For the year 2026, the USDA loan limit in Ladonia, located within Russell county, AL, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa® USDA loan calculator, contrast today's top USDA and FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program that suits your financial needs in Alabama best.
2026 Loan Limits and Down Payment Requirements in Ladonia, Russell, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Ladonia, AL
Lendersa® aims to secure for you the ideal USDA or FHA loan swiftly and conveniently. Choose from one of three pathways leading to compatible lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan demands no down payment.
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Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
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Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
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