USDA Loan Vs. FHA loan pro & con for Smiths-Station, Lee County, AL

In 2024, USDA loan limit in Smiths-Station, county of Lee, AL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Smiths-Station, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 422-6221 https://www.partnercoloradocu.org/ 1218 miles Lender's profile and map Reviews Partner Colorado Credit Union \| Central Park Branch PO Box 1346, Arvada, CO, 80001 Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
(970) 399-9930 https://www.somedaymortgage.com/ 1219 miles Lender's profile and map Reviews Someday Mortgage 4702 Sunlight Lane, Broomfield, CO, 80023 Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
(303) 410-0400 http://www.teamlassen.com/ 1219 miles Lender's profile and map Reviews Team Lassen 13606 Xavier Lane, Suite E, Broomfield, CO, 80023 Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
(303) 237-5000 https://www.efirstbank.com/ 1219 miles Lender's profile and map Reviews 1STBANK 12345 W. Colfax Ave, Lakewood, CO, 80215 FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
(303) 669-1490 http://www.p100mortgage.com/ 1219 miles Lender's profile and map Reviews Premier 100 Mortgage 710 Kipling St, Lakewood, CO, 80215 At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
(303) 757-5424 https://www.macrofinancial.com/ 1219 miles Lender's profile and map Reviews Macro Financial Group Inc 9450 West 11th Avenue, Denver, CO, 80215 "Since 1995, with our over 100 years of combined mortgage lending & real estate experience, Macro Financial Group has originated thousands of home loans for the residents of Colorado. In an ever-changing industry we pride ourselves on having the experience, education and relationships to walk you comfortably through the entire proce
(720) 520-4582 http://www.wilsonmortgagegroup.com 1219 miles Lender's profile and map Reviews Wilson Mortgage Group PO Box 150578, Lakewood, CO, 80215 Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
(303) 424-7999 https://www.selectmtg.net/ 1219 miles Lender's profile and map Reviews Select Mortgage 8100 Ralston Rd, Suite 230, Arvada, CO, 80002 Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(303) 424-8900 http://www.brooksidelending.com/ 1219 miles Lender's profile and map Reviews Brookside Lending 5460 Ward Road, Suite 215, Arvada, CO, 80002 Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
(303) 422-6500 https://www.venturefinancialinc.com/ 1219 miles Lender's profile and map Reviews Venture Financial Inc 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002 Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole