USDA Vs. FHA your options comparison in Auburn, Lee County, AL
In 2025, the USDA loan limit for Auburn, located in the county of Lee, AL, is set at $336,500. Meanwhile, the FHA cap for single-family homes is $472,030.
Try the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation to qualify. Additionally, our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side to choose the best option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Auburn, County of Lee, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Auburn, AL
The primary aim of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan promptly and without difficulty. Begin by selecting one of three approaches to match with lenders and access USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
First Bethany Bank & Trust has been owned and managed by the same family since 1967. Our commitment to customer service with integrity, consistency, and personal attention is the driving culture of First Bethany Bank and it has been the basis of the way we’ve done business for more than a century.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight
W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142
When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal.
We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142
Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
