USDA Vs. FHA Pro and Con comparison in Auburn, Lee County, AL
In 2025, the USDA loan limit for Auburn, located in the county of Lee, AL, is set at $336,500. Meanwhile, the FHA cap for single-family homes is $472,030.
Try the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation to qualify. Additionally, our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side to choose the best option in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Auburn, County of Lee, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Auburn, AL
The primary aim of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan promptly and without difficulty. Begin by selecting one of three approaches to match with lenders and access USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
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