USDA Vs. FHA your options comparison in Auburn, Lee County, AL
In 2026, the USDA loan limit for Auburn, located in the county of Lee, AL, is set at $336,500. Meanwhile, the FHA cap for single-family homes is $472,030.
Try the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation to qualify. Additionally, our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side to choose the best option in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Auburn, County of Lee, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Auburn, AL
The primary aim of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan promptly and without difficulty. Begin by selecting one of three approaches to match with lenders and access USDA loan programs.
The USDA home loan, backed by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage does not require any down payment at all.
Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.
65 Bleecker Street, Fifth Floor, New York, NY, 10012
Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
The First National Bank of Dryden has been involved in our local community for over a century. We keep the business local and we keep the customer service local. The person answering our phone will never be automated.Over time, we've expanded into the Cortland area and most recently the historic district of Homer
The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
