USDA Vs. FHA your options comparison in Mount-Olive, Jefferson County, AL
In 2025, the USDA loan cap in Mount-Olive, part of the county of Jefferson, AL, is $285,000. Comparatively, the FHA cap for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to contrast today’s premier USDA and FHA rates, assessing the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program tailored to your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Mount-Olive, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Mount-Olive, AL
Lendersa® is committed to swiftly providing you with the most suitable USDA or FHA loans hassle-free. Start with one of three options to connect with lenders and find USDA loan programs that meet your needs.
The USDA home loan, backed by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, a USDA mortgage demands no down payment at all.
5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
2110 West Mountcastle Drive, Johnson City, TN, 37604
Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.
1102 W. Market St, Suite 20, Johnson City, TN, 37604
Beacon Financial is a mortgage broker with operations in one state. Beacon Financial offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA & VA mortgages. Beacon Financial is a FREEandCLEAR Certified Gold Low Rate Lender.
Our mission is to provide financial products & services that add superior value to membe
Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.
We may be small, but we’re doing big things. Come see for yourself.
The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
Monroe Telco's mission is to serve our members and our community by remaining committed to the credit union's philosophy of "People Helping People". Maximizing our financial partnership with our members by providing "Friendly Hometown Service". Our Motto is "Members Come First". Monroe Telco Federal Credit Union Established in 1936.
