USDA Loan Vs. FHA loan for Adamsville, AL [ best of 2023]

In 2025, USDA loan limit in Adamsville, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Adamsville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(203) 926-5600 923 miles Lender's profile and map Reviews Quantum Mortgage 2 Corporate Dr, Suite 800, Shelton, CT, 06484 Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
(203) 783-5700 923 miles Lender's profile and map Reviews The Milford Bank 33 Broad Street, Milford, CT, 06460 The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
(315) 654-2115 923 miles Lender's profile and map Reviews Citizens Bank of Cape Vincent 154 Broadway St, Cape Vincent, NY, 13618 Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.
(203) 783-1103 923 miles Lender's profile and map Reviews GE Credit Union 265 Sub Way, Milford, CT, 06461 General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
(414) 316-5980 923 miles Lender's profile and map Reviews RateCloud 185 Plains Road, 3rd FLoor, Milford, CT, 06461 RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
(906) 884-2069 924 miles Lender's profile and map Reviews Lake Superior Credit Union 801 River Street, Ontonagon, MI, 49953 Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
(719) 523-4542 926 miles Lender's profile and map Reviews Frontier Bank 808 Main Street, Springfield, CO, 81073 Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
(719) 523-6250 926 miles Lender's profile and map Reviews Peoples Credit Union 125 Main Street, Springfield, CO, 81073 Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
(320) 254-8271 926 miles Lender's profile and map Reviews Kensington Bank 321 Washburn Avenue, Belgrade, MN, 56312 Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
(605) 983-5594 927 miles Lender's profile and map Reviews Citizens State Bank, of Arlington 128 Main St, Arlington, SD, 57212 Founded in 1901, Citizens State Bank is a community bank committed to offering useful financial products and standout customer service. We are dedicated to providing banking solutions that will make you glad that you chose our Bank. With over 100 years of service to our community, the Citizens State Bank is your hometown bank.