USDA and FHA Pro and Con in Adamsville, Jefferson County, AL
For 2025, the USDA loan limit in Adamsville, within the county of Jefferson, AL, is $336,500, while the FHA limit for a single-family home is set at $472,030.
Use Lendersa® USDA loan calculator to evaluate today’s USDA vs. FHA rates, helping you ascertain the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial situation in .
Understanding 2025 Loan Limits and Down Payment Needs in Adamsville, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Adamsville, AL
At Lendersa®, our aim is to facilitate a quick and stress-free process in securing the ideal USDA or FHA loan for you. Select one of the three starting paths that will connect you with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment, reducing the initial financial burden.
Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families.
Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
418 Stump Road, Suite 100, Montgomeryville, PA, 18936
"Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
With a reverse mortgage there are no monthly principal and interest mortgage payments. Your responsibility is to pay property taxes and insurance, live in your home as your primary residence.Top uses of reverse mortgage money include, long term care, renovations, travel, pay off debt, daily living expenses, purchase of a smaller home(downsize).
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
Attica State Prison Employees Federal Credit Union was chartered in 1935. In 1985 membership was opened up to employees of Wyoming Correctional Facility. Our name was then changed to Attica-Wyoming Correctional Employees Federal Credit Union. Now, membership is open to all current and retired employees of Attica, Wyoming, Wende, Albion, Groveland,
