USDA Vs. FHA your options comparison in Adamsville, Jefferson County, AL
For 2025, the USDA loan limit in Adamsville, within the county of Jefferson, AL, is $336,500, while the FHA limit for a single-family home is set at $472,030.
Use Lendersa® USDA loan calculator to evaluate today’s USDA vs. FHA rates, helping you ascertain the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program for your financial situation in .
Understanding 2025 Loan Limits and Down Payment Needs in Adamsville, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Adamsville, AL
At Lendersa®, our aim is to facilitate a quick and stress-free process in securing the ideal USDA or FHA loan for you. Select one of the three starting paths that will connect you with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrary to FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment, reducing the initial financial burden.
When you’re a member of Arkansas Teachers FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders,
Arkansas Education Association Federal Credit Union.
1500 West 4th Street, Suite 300, Little Rock, AR, 72201
Arkansas Education Association Credit Union opened its doors in 1978 to offer financial services to members of the Arkansas Education Association and their families. The credit union has assets totaling $7 Million and provides banking services to more than 2,000 members.
While our products and services are constantly evolving
Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners
5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
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First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.
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1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
We provide real estate investors with straightforward lending solutions and expert guidance, paving the way for profitable commercial and residential deals. FixedLending isn’t just a middleman looking to earn a quick commission by sending your loan needs to a large lender. Instead, we use our own funds and secure private money to make smart and fas
