USDA Loan Vs. FHA loan for Adamsville, AL [Jefferson County Rates 2023]

In 2024, USDA loan limit in Adamsville, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Adamsville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 872-2771 https://www.newdimensionsfcu.com/ 1195 miles Lender's profile and map Reviews New Dimensions Federal Credit Union 94 Silver Street, Waterville, ME, 04901 New Dimensions FCU began in 1956 and was known then as Notre Dame Waterville Federal Credit Union. Our mission was simple – to provide excellent financial services to members of Notre Dame Church in Waterville. Our charter was comprised of members of the parish of Notre Dame Church and on August 27, 1956.
(701) 794-8758 https://www.securityfirstbank.bank/ 1195 miles Lender's profile and map Reviews Security First Bank of North Dakota 700 Ash Avenue, New Salem, ND, 58563 Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
(701) 824-2593 https://www.cbmott.com/ 1198 miles Lender's profile and map Reviews Commercial Bank of Mott 325 Brown Avenue, Mott, ND, 58646 Since 1940 the Commercial Bank of Mott has been a part of this community and has grown with the needs of our customers with full array of traditional banking services including leading edge technology and friendly service. There’s something special about banking with the Commercial Bank of Mott.
(970) 879-2723 https://routtcreditunion.com/ 1198 miles Lender's profile and map Reviews Routt Federal Credit Union 440 S. Lincoln Ave, Suite B3, Steamboat Springs, CO, 80487 Routt Federal Credit Union was chartered in 1964 and currently serves employees of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center.
(877) 275-2088 https://bankmvb.com/ 1198 miles Lender's profile and map Reviews MOUNTAIN VALLEY BANK 101 N. 6th Street, Hayden, CO, 80487 Colorado hometown bank with locations in Steamboat Springs, Walden, Meeker and Hayden. We also have locations in Wyoming and Nebraska. Our products include personal banking, business banking, loans, checking, savings, CDs, FREE ATM usage for our customers, Cash Back Rewards, credit cards, mortgage loans, car loans, and ag loans.
(970) 879-2993 https://www.yampavalleyBank.com/ 1198 miles Lender's profile and map Reviews Yampa Valley Bank 600 South Lincoln, Suite 100, Steamboat Springs, CO, 80487 Yampa Valley Bank is a truly locally owned Bank serving the people of Routt and Moffat Counties. Our singular commitment to community Banking is reflected in the honest and friendly service provided to all our visitors. It’s what we call Genuine Hometown Banking - it’s who we are.
(207) 474-3331 https://www.f-sfcu.com/ 1201 miles Lender's profile and map Reviews Franklin-Somerset Federal Credit Union 26 Leavitt Street, Skowhegan, ME, 04976 Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
(800) 303-9511 https://www.skowhegan.com/ 1201 miles Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(888) 425-7463 https://www.alpinebank.com/ 1204 miles Lender's profile and map Reviews Alpine Bank and Trust Co 2200 Grand Avenue, Glenwood Springs, CO, 81601 Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services
(866) 618-2675 https://www.banksanjuans.com/ 1206 miles Lender's profile and map Reviews Bank of the San Juans 144 E. Eighth St, Durango, CO, 81301 Bank of the San Juans began in 1998 as a start-up with Durango community investors. Over the ensuing two decades, the bank has grown into a robust organization across Colorado, with 20 locations in 14 communities and 200+ employees. In 2008, the bank joined the Glacier family of banks and operates.