USDA Vs. FHA Pro and Con comparison in Kimberly, Jefferson County, AL
In 2025, the USDA loan threshold in Kimberly, located in Jefferson county, AL, is $336,500, while for single-family homes, the FHA limit reaches $472,030.
Employ the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates. This resource guides you in assessing the required income, credit score, reserves, and paperwork needed for eligibility. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining which program aligns best with your financial needs in Alabama.
2025 Loan Limits and Down Payment Necessities in Kimberly, Jefferson County, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover Your USDA and FHA Loan Options in Kimberly, AL
The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and without difficulties. Select one of three pathways to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is available only in rural locations. It sets itself apart from FHA loans, which require a minimum down payment of 3.5%, because it demands no down payment, making it a highly attractive option for eligible buyers in these areas.
Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
INTEGRITY HOME LENDING IS A MORTGAGE COMPANY OFFERING A MULTITUDE OF MORTGAGE PRODUCTS, SPECIALIZING IN FINDING THE BEST FINANCIAL SOLUTION FOR ITS CUSTOMERS. OUR TEAM PROVIDES WELL OVER 20 YEARS OF EXPERIENCE IN THE MORTGAGE INDUSTRY.
WORKING WITH NUMEROUS LENDERS ALLOWS US TO OFFER A VARIETY OF PRODUCTS AND COMPETITIVE RATES.
402 Executive Drive, Suite B, Langhorne, PA, 19047
Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through
One Oxford Valley, Suite 220A, Langhorne, PA, 19047
American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
"Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
Inspire Federal Credit Union is a progressive financial institution that has been serving the financial needs of Bucks County residents since 1936. We are a relationship-based, not-for-profit organization, originally chartered to serve local educators, and have evolved into a full-service financial institution serving Bucks County, Pennsylvania.
