USDA Vs. FHA your options comparison in Satsuma, Mobile County, AL
In 2025, the USDA loan limit for Satsuma in the county of Mobile, AL is $336,500. Contrastingly, the FHA limit for a single-family home is $472,030.
Apply the Lendersa® USDA loan calculator to evaluate Today's optimal USDA vs. FHA rates, identifying the income, credit, reserves, and documentation needed for qualification. With our cutting-edge mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your distinct financial situation in .
2025 Loan Limits and Downpayment Requirements in Satsuma, Mobile, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Satsuma, AL
The mission of Lendersa® is to ensure you obtain the ideal USDA or FHA loan swiftly and with minimal hassle. Start by picking one of three initial pathways to connect with lenders providing USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not mandate any down payment.
Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.
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In 2009, work began on the construction of a brand new building
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