USDA and FHA Pro and Con in Daphne, Baldwin County, AL
For 2025, the USDA loan limit in Daphne within Baldwin county, AL, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to pit today's top USDA rates against FHA options, figuring out the needed income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the best fit for your financial scenario in .
2025 Loan Limits and Down Payment Needs in Daphne, County of Baldwin, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Daphne, AL
Lendersa® aims to provide the best possible USDA or FHA loans quickly and conveniently. Choose one of three initial approaches to connect with lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.
6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us
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Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
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TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first." Mick has a famous quote which really exemplifies the entire culture
We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
1600 S Center Street Extension, Grove City, PA, 16127
The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
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We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
