In 2025, the USDA loan limit in Prichard, within Mobile county, AL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Prichard, County of Mobile, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Prichard, AL
Lendersa® aims to provide you with the best USDA or FHA loans quickly. Start by choosing from three approaches that will align you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
5235 Florida Blvd, Suite G, Baton Rouge, LA, 70806
American Thrift & Finance Plan Inc provides consumer finance services. The Company provides loan to consumers and financial planning services. Since 1953, American Thrift and State-Farm Acceptance have been proudly meeting the lending needs of New Orleans, Baton Rouge, Northshore and the River Region.
Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.
5235 Florida Blvd, Suite H, Baton Rouge, LA, 70806
For over 35 years, Crown Financial has served the local community with pride. We accredit our success to the highest level of customer service and lasting customer relationships. Please explore our site to discover more about what we have to offer, and allow our experienced professional staff to assist you with all of your financial needs.
LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions
7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806
A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.
