USDA Vs. FHA Pro and Con comparison in Prichard, Mobile County, AL
In 2025, the USDA loan limit in Prichard, within Mobile county, AL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping decide which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Prichard, County of Mobile, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Prichard, AL
Lendersa® aims to provide you with the best USDA or FHA loans quickly. Start by choosing from three approaches that will align you with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates
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