USDA Loan Vs. FHA loan pro & con for Theodore, Mobile County, AL

In 2025, USDA loan limit in Theodore, county of Mobile, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Theodore, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 428-3121 1209 miles Lender's profile and map Reviews Kindred State Bank 411 Elm Street, Kindred, ND, 58051 Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
(701) 428-9111 1209 miles Lender's profile and map Reviews Elm River Credit Union 120 Spruce Street, Kindred, ND, 58051 Elm River Credit Union is a state chartered credit union organized in August 1954. Father Schmiler, a priest serving the Page and Hunter, ND Catholic churches was instrumental in the organization. He was originally from Wisconsin and had become familiar with credit union philosophy there.
(401) 270-4999 1209 miles Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
(401) 603-3732 1209 miles Lender's profile and map Reviews Cornerstone Commercial Capital Warwick Neck Ave, Warwick, RI, 02889 Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
(800) 657-9126 1210 miles Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(401) 943-6651 1210 miles Lender's profile and map Reviews Blue Point Commercial Capital 0 Philmont Ave, Cranston, RI, 02910 Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
(401) 233-4700 1211 miles Lender's profile and map Reviews Navigant Credit Union 1005 Douglas Pike, Smithfield, RI, 02917 From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
(978) 249-3200 1211 miles Lender's profile and map Reviews Athol Savings Bank 388 Main Street, Athol, MA, 01331 Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
(978) 249-3527 1211 miles Lender's profile and map Reviews Athol Credit Union 513 Main St, Athol, MA, 01331 We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
(888) 681-2299 1211 miles Lender's profile and map Reviews Helping Hands Community Partners 421 Elmwood Ave., Providence, RI, 02907 Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
(401) 751-0800 1211 miles Lender's profile and map Reviews First Home Mortgage Corporation 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907 First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
(218) 483-3361 1211 miles Lender's profile and map Reviews Valley Premier Bank 416 Sixth Street, Hawley, MN, 56549 Valley Premier Bank continues to be locally owned and operated by the same people in the same locations. Both offices offer traditional bank products, which include commercial, real estate and consumer loans, checking and savings accounts, certificates of deposit, safe deposit boxes