USDA Loan Vs. FHA loan pro & con Theodore, Mobile County, AL

In 2026, the USDA loan limit for Theodore in Mobile County, AL is $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to examine and compare today's leading USDA versus FHA rates. Determine the necessary income, credit, and documentation to qualify. Our advanced mortgage tool provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you pinpoint the ideal program for your financial needs in .

USDA and FHA Loan Options in Theodore, AL

The objective of Lendersa® is to swiftly connect you with the most appropriate USDA or FHA loan without any complications. Choose one of three methods to match with lenders offering USDA programs.

Lendersa USDA loan request and matching results

What is USDA Loan in AL?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.

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(602) 908-5849 Lender's profile and map Reviews VA Loans for Vets 3602 E Campbell Ave, Suite 2, Phoenix, AZ, 85018 Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.
(602) 821-8046 Lender's profile and map Reviews Magnolia Mortgage 3920 E. Indian School Rd, Suite 11, Phoenix, AZ, 85018 Magnolia Mortgage opened in April of 2018. I felt it was time to make the transition from employee to owner, with all the stresses and rewards of being my own boss. Magnolia Mortgage is a boutique mortgage brokerage, and my goal is not to serve the most clients but to serve all my clients better than anyone else in the Phoenix
(602) 224-0745 Lender's profile and map Reviews Colonial Capital, LLC 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018 Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
(602) 492-8930 Lender's profile and map Reviews O Capital Group LLC 3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018 Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at [email protected] or (602) 492-8930 to start your journey toward financial success today!
(602) 955-8016 Lender's profile and map Reviews Original Mortgage 3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(480) 694-7890 Lender's profile and map Reviews District Lending 3701 North 34th Street, Phoenix, AZ, 85018 We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
(480) 676-6355 Lender's profile and map Reviews Guardian Mortgage Co Inc 5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018 Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.
(602) 683-1000 Lender's profile and map Reviews Arizona Federal Credit Union 333 N 44th St, Phoenix, AZ, 85008 Arizona Federal provides consumer & small business banking services to more than 145, 000 members throughout AZ. Arizona Federal is a locally-owned, not-for-profit financial cooperative that provides banking services. Arizona Federal's mission is to develop and serve an empowered membership through the delivery of financial services and expertise.
(207) 474-3331 Lender's profile and map Reviews Franklin-Somerset Federal Credit Union 26 Leavitt Street, Skowhegan, ME, 04976 Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
(800) 303-9511 Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(480) 422-4414 Lender's profile and map Reviews Arizona Valley Lending, LLC 4425 East Agave Road, Building 2, Phoenix, AZ, 85044 "Arizona Valley Lending is a full service mortgage company licensed and serving customers exclusively in Arizona and Texas. HUD/FHA approved lender. We offer a comprehensive line of mortgage products including conventional, conforming, and non-conforming loans for purchases, refinances, home equity lines of credit and HARP eligible loans."
(602) 622-8668 Lender's profile and map Reviews Greg Wade Mortgages 21906 North 36TH Way, Phoenix, AZ, 85050 For me, lending is all about local relationships. I've lived in Arizona my entire life. I'm an active member of the communities where I've made a distinct impact. My mentality is ""Shop Locally"". Working with me means you'll be getting the attention and consideration that your mortgage requires.