USDA Loan Vs. FHA loan pro & con Mobile, Mobile County, AL

During 2025, the USDA loan limit in Mobile, within Mobile county, AL, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can be used to compare the leading USDA and FHA rates. It also helps determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, allowing you to choose the best program for your financial scenario in .

Discover USDA and FHA Loan Choices in Mobile, AL

Lendersa® is focused on helping you secure the best USDA or FHA loans swiftly and effortlessly. Begin with one of three options to connect with lenders and USDA loan programs.

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Explaining USDA Loans in AL

A USDA home loan, endorsed by the federal government's Department of Agriculture, is also called a USDA rural development loan or mortgage. It is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment at all.

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(601) 693-5141 Lender's profile and map Reviews Great Southern Bank Mississippi 218 22nd Avenue South, Meridian, MS, 39301 We see changes happening all around us. Progression is key to success, but there is something about the ability to adapt to those changes while also upholding our core values and traditions as a community bank. Constantly working to prepare for the future, we are certain that continuing to prioritize customer experience above all else is crucial.
(601) 693-1900 Lender's profile and map Reviews Meridian Mutual Federal Credit Union 809 26th Avenue, Meridian, MS, 39301 Meridian Mutual FCU is a full-service financial institution, dedicated to serving our members. Originally charted in 1953 to serve the employees of the Meridian Public School System, over the years Meridian Mutual began to serve a much broader group. In October 1997, Meridian Mutual was granted a community charter enabling us
(601) 693-8563 Lender's profile and map Reviews MUNA Federal Credit Union 4400 Highway 39 North, Meridian, MS, 39301 Originally, MUNA FCU was chartered in June 1962 as Meridian Naval Federal Credit Union & was for active military, retired military, & civil service Team Members affiliated with the Naval Auxiliary Air Station at Meridian. In October 1993, the name was changed to MUNA Federal Credit Union to reflect the uniting of the Meridian and Navy communities.
(601) 693-1331 Lender's profile and map Reviews Citizens National Bank of Meridian 512 22nd Avenue, Meridian, MS, 39301 Citizens National Bank is 129 years strong, stable and secure with over $1.3 billion in total assets. As an independent community bank, we believe we have a major advantage over the one-size-fits-all policy of most mega banks and financial institutions. With 26 locations in Mississippi, the latest technology and innovative accounts and services.
(601) 693-6873 Lender's profile and map Reviews 1st Mississippi Federal Credit 600 19th Avenue, Meridian, MS, 39301 1st MS can help you get the things you want now by offering low rates on your new or used purchase. Choose us for loans on motorcycles, boats, recreational vehicles, and farm equipment. We can also help you refinance your vehicle or equipment for a lower interest rate and monthly payment
(985) 626-6620 Lender's profile and map Reviews SELH Federal Credit Union 23455 Sparrow Road, Mandeville, LA, 70448 SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
(985) 377-3433 Lender's profile and map Reviews LTV NOLA 184 Remington Dr, Mandeville, LA, 70448 LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
(985) 377-9227 Lender's profile and map Reviews Paramount Capital Funding Group 1816 Neva Court, Mandeville, LA, 70448 As a broker, we have wholesale access to multiple lending platforms. This means we are able to place your particular project with the best lending source for your needs. We stay current with all the best programs available on a monthly basis and keep our clients needs as our top priority.
(985) 231-0202 Lender's profile and map Reviews Alpha Mortgage 211 W Causeway Approach, Suite A, Mandeville, LA, 70448 Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
(985) 231-2443 Lender's profile and map Reviews NLG Mortgage Services 800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(334) 496-3592 Lender's profile and map Reviews The First National Bank of Dozier 7825 South Main Street, Dozier, AL, 36028 The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
(504) 813-9243 Lender's profile and map Reviews Nations Loan Sevice 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471 "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.