USDA Vs. FHA your options comparison in Weaver, Calhoun County, AL

During the year 2025, the USDA loan limit in the city of Weaver, situated within Calhoun county, AL, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is established at $472,030. These limits are essential for determining eligibility and financial planning.

The Lendersa® USDA loan calculator is a valuable tool that allows users to compare today’s top USDA versus FHA rates. It helps to determine key factors such as income, credit standing, reserves, and the documents required to qualify for a mortgage loan. By employing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, making it easier to assess which program in best fits your individualized financial needs and goals.

Explore and compare loan offers from a vast network of 100 prestigious lenders, each offering unique benefits that might be ideal for you.

2025 Loan Limits and Down Payment Requirements in Weaver, Calhoun, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

An In-depth Look at USDA and FHA Loan Choices in Weaver, AL

The primary mission of Lendersa® is to ensure you secure the best possible USDA or FHA loan with minimal hassle and maximum efficiency. Opt between three strategic starting points that guide you to finding matching lenders and tailor your search with USDA loan offerings:

  1. Submit an exceptional request focusing on USDA/FHA loan optimization to enhance your chances of success.
  2. Quickly uncover USDA and FHA rates and terms to begin the process with confidence and clarity.
  3. Access the most comprehensive database of USDA loan lenders and make informed decisions based on extensive options.
Lendersa USDA loan request and matching results

What Does a USDA Loan Entail in AL?

A USDA home loan stands out as it’s guaranteed by the U.S. government’s Department of Agriculture. Known also as the USDA rural development loan or simply USDA mortgage, it is specifically available to individuals in rural neighborhoods. Notably, unlike FHA loans that typically require a minimum 3.5% down payment, the USDA mortgage loan graciously sidesteps any down payment at all, offering significant financial relief and flexibility to eligible borrowers seeking homeownership opportunities in such areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience. MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
  • Envision Capital, Inc
  • 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
  • Envision Capital is the dependable place to go when in need of a home loan. Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.
  • Financial One Credit Union
  • 843 40th Avenue NE, Columbia Heights, MN, 55421
  • Financial One Credit Union is a not-for-profit financial cooperative.We've been guiding our members to financial health since 1933. We listen to each member's life goals & provide financial solutions bringing value to their lives.Financial One Credit Union provides financial services to people who live, work, attend school, worship, or do business.
  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
  • The First National Bank of Dighton
  • 105 East Long, Dighton, KS, 67839
  • First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.