USDA VS FHA in Saks, Calhoun County, AL

In the year 2026, the USDA loan limit in Saks, within the county of Calhoun, AL, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Evaluate the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Saks, Calhoun County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Saks, AL

Lendersa® is dedicated to connecting you with the best USDA or FHA loan options quickly and without complications. Begin with one of three initial pathways that link you to suitable lenders and USDA loan programs.

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Defining USDA Loans in AL

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. These loans are intended for rural areas only. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans are available without any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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