USDA VS FHA in Saks, Calhoun County, AL

In the year 2025, the USDA loan limit in Saks, within the county of Calhoun, AL, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Evaluate the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Saks, Calhoun County, AL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Saks, AL

Lendersa® is dedicated to connecting you with the best USDA or FHA loan options quickly and without complications. Begin with one of three initial pathways that link you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in AL

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the U.S. Department of Agriculture. These loans are intended for rural areas only. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans are available without any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • East Coast Commercial, Inc.
  • 333 Metro Park, Suite M207, Rochester, NY, 14623
  • East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
  • "Austin City Employees Credit Union"
  • 711 4th Avenue NE, Austin, MN, 55912
  • Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms
  • Mower County Employees Credit Union
  • 900 18th Avenue NW, Austin, MN, 55912
  • The Mower County Employees Credit Union was chartered in 1961 to benefit the employees of Mower County. When you become a member, you become an owner! As a cooperative, owned entirely by our members, earnings are returned to you in the form of better rates, fewer fees and exceptional service! We're an exclusive benefit for all Mower County.
  • First Farmers & Merchants Bank
  • 128 N Main St, Austin, MN, 55912
  • We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
  • Spencerport Federal Credit Union
  • 2775 Spencerport Road, Spencerport, NY, 14559
  • The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
  • Rutgers Federal Credit Union
  • 85 Davidson Road, Piscataway, NJ, 08854
  • RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
  • Arcadia Credit Union
  • 535 South Dettloff Drive, Arcadia, WI, 54612
  • Arcadia Credit Union opened its doors in Arcadia, Wisconsin in 1963 in the former Trempealeau Electric Building. In 1963, the office moved to the Supreme School Supply building on Main Street. Arcadia Credit Union moved to Joe Klonecki's Insurance Building in 1967 and then, in 1973, they purchased Hermann's Barber Shop as their office.
  • Farmers and Merchants Bank
  • 501 Main St, Milligan, NE, 68406
  • The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
  • Amboy Bank
  • 3590 US Highway 9 South, Old Bridge, NJ, 08857
  • Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
  • New Jersey Home Funding
  • 1405 Route 18 South, Old Bridge, NJ, 08857
  • Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!