USDA Vs. FHA your options comparison in Choccolocco, Calhoun County, AL
In the year 2025, the USDA loan limit for Choccolocco in Calhoun county, AL, is established at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side, aiding in deciding the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Choccolocco, Calhoun, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Choccolocco, AL
The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, offering an affordable path to home ownership for qualified borrowers.
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CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
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The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
NCACU is dedicated to establishing trusting relationships with our members, and going the extra mile to help you reach your financial goals. Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit unions have no outside stockholders
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
The Midwestern State University Credit Union, established April 25, 1955, is a member-owned financial cooperative dedicated to providing services that support members’ financial goals and help educate members in making decisions of their own financial affairs. Since the only owners are the members
PosTel Family Credit Union is the oldest, longest lasting credit union in the State of Texas. We are a full service community credit union that provides friendly financial services to anyone and their families who live, go to school, work or worship in Wichita County and its four surrounding Texas Counties including Clay, Archer, Baylor.
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