USDA and FHA Pro and Con in Vilonia, Faulkner County, AR
For 2025, the USDA loan ceiling in Vilonia, located in Faulkner county, AR, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This aids in determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are presented side by side, assisting in choosing the program that best suits your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Vilonia, Faulkner County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Vilonia, AR
The objective at Lendersa® is to quickly secure the ideal USDA or FHA loan with ease. Choose from one of three initial steps that connect you with matching lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, also known as a USDA mortgage or rural development loan, is designated only for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA loan demands no down payment.
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Through working with Union Home Mortgage, a Direct Lender,"
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4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
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