FHA Vs. USDA loan program for Vilonia, Faulkner County, Arkansas

For 2026, the USDA loan ceiling in Vilonia, located in Faulkner county, AR, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This aids in determining the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are presented side by side, assisting in choosing the program that best suits your financial needs in Alabama.

USDA and FHA Loan Options in Vilonia, AR

The objective at Lendersa® is to quickly secure the ideal USDA or FHA loan with ease. Choose from one of three initial steps that connect you with matching lenders and USDA loan programs.

Understanding USDA Loans in AR

The USDA home loan, backed by the government Department of Agriculture, also known as a USDA mortgage or rural development loan, is designated only for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA loan demands no down payment.

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(765) 455-0500 Lender's profile and map Reviews Financial Builders Federal Credit Union 2828 South Lafountain Street, Kokomo, IN, 46902 Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members
(765) 454-5590 Lender's profile and map Reviews City of Firsts Community FCU 1120 South Main Street, Kokomo, IN, 46902 City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
(765) 453-4020 Lender's profile and map Reviews Solidarity Community Federal Credit Union 201 Southway Blvd. E, Kokomo, IN, 46902 Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
(765) 854-0400 Lender's profile and map Reviews Mortgage City, Inc. 1202 Appletree Lane, Kokomo, IN, 46902 Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
(815) 741-1847 Lender's profile and map Reviews New Century Federal Credit Union 291 Springfield Avenue, Joliet, IL, 60435 The credit union was founded in 1936 as Joliet Wireco Credit Union. Over the years, we have developed and have merged with other credit unions to unite as one strong credit union. As of today, New Century FCU has grown to be a credit union providing services to over 4,500 members and totaling assets of more than $50 million dollars.
(319) 342-2850 Lender's profile and map Reviews Cedar Valley Bank & Trust 321 Main Street, La Porte City, IA, 50651 Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
(815) 273-4503 Lender's profile and map Reviews Blackhawk Area Credit Union 214 Main Street, Savanna, IL, 61074 Blackhawk Area Credit Union began in 1935 when the Chicago, Milwaukee, St. Paul and Pacific Railway (Illinois Division) Credit Union was incorporated by the State of Illinois. Since that time, the credit union has merged with other credit unions and increased its services, membeship and assets. In 1982, our name changed to Blackhawk Area Credit Uni
(708) 946-2246 Lender's profile and map Reviews First Community Bank and Trust 1111 Dixie Highway, Beecher, IL, 60401 First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
(765) 825-2171 Lender's profile and map Reviews Union Savings and Loan Association 730 Central Avenue, Connersville, IN, 47331 Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings
(765) 827-1317 Lender's profile and map Reviews Whitewater Regional FCU 3030 Western Avenue, Connersville, IN, 47331 Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members
(361) 782-5745 Lender's profile and map Reviews Jackson County Teachers FCU 309 North Allen Street, Edna, TX, 77957 J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
(361) 782-0708 Lender's profile and map Reviews Jackson County Federal Credit Union 309 N Allen Street, Edna, TX, 77957 Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.