USDA VS FHA in Cabot, Lonoke County, AR

As we enter 2026, the USDA loan limit in Cabot, located within the county of Lonoke, AR, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030.

To compare today's best USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you figure out the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the best option for your financial situation in Alabama.

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2026 Loan Limits and Down Payment Requirements in Cabot, Lonoke, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Cabot, AR

The aim of Lendersa® is to secure the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting options that lead to lender matching and USDA loan program selection.

  1. Submit a full USDA/FHA loan request
  2. Check USDA and FHA rates & terms before proceeding
  3. Explore the largest database of USDA loan lenders
Lendersa USDA loan request and matching results

Exploring USDA Loans in AR

The USDA home loan, certified by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is tailored for rural areas solely. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment at all.

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  • First Bank of Coastal Georgia
  • 250 West Bacon Street, Pembroke, GA, 31321

  • First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.

  • The State Credit Union
  • 2200 Washington Street East, Charleston, WV, 25311

  • At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.


    To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.

  • W V Air National Guard FCU
  • 1512 Coonskin Drive, Charleston, WV, 25311

  • West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.

  • INTERSTATE CREDIT UNION
  • 705 W Cherry St, Jesup, GA, 31545

  • Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.

  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656

  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.

  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203

  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.

  • The Bank and Trust, S.S.B.
  • 1200 Avenue F, Del Rio, TX, 78840

  • In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars

  • Border Federal Credit Union
  • 2211 N Bedell Avenue, Del Rio, TX, 78840

  • Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families

  • Amistad Bank
  • 1301 Veterans Blvd, Del Rio, TX, 78840

  • Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.

  • Bank of Newington
  • 224 Walton St, Newington, GA, 30446

  • The Bank of Newington was established in July of 1919 in Newington, Georgia.

    Our dedication to you, our customers, has allowed us to expand to meet your needs.

    In 1991, Bank of Newington moved into a new office in Newington, which has allowed us to better serve our customers.

  • Carey Poverello Federal Credit Union
  • 201 North Vance Street, Carey, OH, 43316

  • The Carey Poverello Federal Credit Union was organized on April 28, 1950 with 36 members serving the O.L.C. Parish, St. Nicholas Parish in Frenchtown, and St. Joseph Parish in Salem. The credit union was founded by Father Francis Xavier Knopp and Hilda Jacob oversaw the daily operations.

  • Pioneer Bank
  • 301 Main Street, Mapleton, MN, 56065

  • Pioneer Bank is a community bank with nine locations throughout southern Minnesota including Mankato, North Mankato, St. James, St. Peter, Madelia, Mapleton, Lewisville and Lake Crystal. Pioneer Bank offers expertise in personal, business and agribusiness banking with bankers and staff that provide experience that is unparalleled
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