As we enter 2026, the USDA loan limit in Cabot, located within the county of Lonoke, AR, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030.
To compare today's best USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you figure out the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the best option for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting options that lead to lender matching and USDA loan program selection.
The USDA home loan, certified by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is tailored for rural areas solely. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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