USDA Vs. FHA your options comparison in Cabot, Lonoke County, AR
As we enter 2026, the USDA loan limit in Cabot, located within the county of Lonoke, AR, is $336,500. In comparison, the FHA limit for a single-family home stands at $472,030.
To compare today's best USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you figure out the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, enabling you to choose the best option for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Cabot, Lonoke, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Cabot, AR
The aim of Lendersa® is to secure the best USDA or FHA loans for you quickly and effortlessly. Choose from three starting options that lead to lender matching and USDA loan program selection.
The USDA home loan, certified by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is tailored for rural areas solely. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment at all.
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1000 West 4th Street N, North Little Rock, AR, 72114
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U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people.
Union Pacific Railroad and Amtrak employees as well as their immediate family members.
1501 Pike Avenue North, North Little Rock, AR, 72114
Lends in Arkansas
UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115
Lends in Arkansas
The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars.
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100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
Lends in Arkansas
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
The Little Rock Fire Department Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
