USDA Loan Vs. FHA loan for Sherwood, AR [Pulaski County ]

In 2025, the USDA loan limit for Sherwood in the county of Pulaski, AR, stands at $336,500, whereas the FHA cap is set at $472,030 for a single-family home.

To compare the best rates between USDA VS FHA today, make use of the Lendersa® USDA loan calculator. It helps you determine the required income, credit, reserves, and documentation for qualification. Compare USDA, FHA, Conforming, and VA options side by side with our advanced mortgage calculator to find the best fit for your financial needs in Alabama.

Overview of USDA and FHA Loan Options in Sherwood, AR

Lendersa® aims to quickly and effortlessly secure the best USDA or FHA loans for you. You can choose from one of three starting paths that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not need any down payment.

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(860) 763-3591 Lender's profile and map Reviews CSP Employees Federal Credit Union 285 Shaker Road, Building 44, Enfield, CT, 06082 CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
(860) 741-6711 Lender's profile and map Reviews Delano Mortgage Services LLC 480 Enfield Street, Enfield, CT, 06082 Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
(480) 426-1636 Lender's profile and map Reviews Mill Mortgage, LLC 3605 Crossing Dr, Suite A, Prescott, AZ, 86305 "Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
(406) 487-5391 Lender's profile and map Reviews Daniels-Sheridan Federal Credit Union 404 Main Street, Scobey, MT, 59263 Daniels-Sheridan Federal Credit Union is a friendly member owned local institution driven to provide the tools for financial success using a diverse service oriented approach. We are dedicated to provide a progressive, professional, fair and secure environment for our community Daniels-Sheridan Federal Credit Union’s charter of membership.
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(413) 744-3431 Lender's profile and map Reviews MassMutual Federal Credit Union 1295 State Street, Springfield, MA, 01111 MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
(413) 250-6068 Lender's profile and map Reviews TMD Capital 1500 Main St, Springfield, MA, 01103 We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
(413) 739-6961 Lender's profile and map Reviews Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(435) 723-5231 Lender's profile and map Reviews Members First Credit Union 120 East 1000 South, Brigham City, UT, 84302 Our goal is to professionally and courteously serve the financial needs of our members, while maintaining a sound financial position. We love our community and are grateful to serve you! We provide various deposit accounts, consumer loans, credit cards, home equity loans, electronic account access and online Bill Pay. We are a Credit Union located
(435) 734-1777 Lender's profile and map Reviews North Star Mortgage, Inc 695 South Main, Suite 6, Brigham City, UT, 84302 North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
(435) 723-3437 Lender's profile and map Reviews Elevate Credit Union 1023 Medical Dr., Brigham City, UT, 84302 Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.