USDA Vs. FHA Pro and Con comparison in Avra-Valley, Pima County, AZ
In 2026, the USDA loan limit for Avra-Valley in the county of Pima, AZ is set at $285,000, while the FHA limit for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. Discover the necessary income, credit qualifications, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine the most suitable financial program in .
Loan limits and down payment requirements for 2026 in Avra-Valley, Pima County, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan possibilities in Avra-Valley, AZ
Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with minimal effort. Begin with one of the three paths that align with lenders and the USDA loan offerings.
The USDA home loan is a government-backed option from the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, typically available only in rural areas. Unlike FHA loans which have a minimum down payment requirement of 3.5%, the USDA mortgage does not necessitate any down payment.
First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
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Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.
"Avadian is the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
To fulfill our mission statement, we strive to:
Create unique experiences for our members by providing a family atmosphere, caring staff, affordable prices and innovative"
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