USDA and FHA Pro and Con in Avra-Valley, Pima County, AZ

In 2025, the USDA loan limit for Avra-Valley in the county of Pima, AZ is set at $285,000, while the FHA limit for a single-family home is $356,362.

Employ the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. Discover the necessary income, credit qualifications, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you determine the most suitable financial program in .

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Loan limits and down payment requirements for 2025 in Avra-Valley, Pima County, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan possibilities in Avra-Valley, AZ

Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with minimal effort. Begin with one of the three paths that align with lenders and the USDA loan offerings.

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What Defines a USDA Loan in AZ?

The USDA home loan is a government-backed option from the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, typically available only in rural areas. Unlike FHA loans which have a minimum down payment requirement of 3.5%, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios
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  • Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
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