USDA VS FHA in Three-Points, Pima County, AZ

As of 2026, in Three-Points, part of Pima, AZ, the USDA loan limit stands at $285,000, whereas for FHA loans, the limit is $356,362 for single-family homes.

To compare the most favorable USDA and FHA rates today, utilize the Lendersa® USDA loan calculator, which helps identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays the USDA, FHA, Conforming, and VA programs together, aiding you in choosing the most suitable one for your financial situation in Alabama.

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Summary of 2026 loan limits and requirements in Three-Points, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Solutions in Three-Points, AZ

Lendersa® is committed to securing you the optimal USDA or FHA loan with speed and ease. Choose from three initial steps to connect with matching lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, backed by the United States Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require a minimum of 3.5% down, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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