USDA VS FHA in Drexel-Heights, Pima County, AZ

In 2026, the USDA loan limit in Drexel-Heights, within Pima county, AZ, stands at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Use Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program in for your financial situation.

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2026 Loan Limits and Downpayment Information in Drexel-Heights, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Drexel-Heights, AZ

The goal of Lendersa® is to secure the most suitable USDA or FHA loan quickly and without hassle. Start with one of three pathways that connect to matching lenders and available USDA loan programs.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in AZ

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed product available exclusively in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Drexel-Heights Lenders

  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Lends in Arizona
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.

  • Armor Investment Co
  • 177 N. Church Ave, Tucson, AZ, 85701
  • Lends in Arizona
  • Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.

  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • Lends in Arizona
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.

  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Lends in Arizona
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal

  • Blue Sky Mortgage, Inc.
  • 2229 East Hedrick Drive, Tucson, AZ, 85719
  • Lends in Arizona
  • Blue Sky Mortgage, Inc. is a full service mortgage broker providing real estate financing anywhere in Arizona. Richard has a BS degree in Mechanical Engineering from the University of California at Davis. Originally from New York, Richard’s first involvement in real estate was in California in the early 1970′s.

  • Hotchkiss Financial, Inc.
  • 1945 East Mabel Street, Tucson, AZ, 85719
  • Lends in Arizona
  • We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products

  • Commerce Bank of Arizona
  • 3805 East Broadway Boulevard, Tucson, AZ, 85716
  • Lends in Arizona
  • Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.

  • Tucson Federal Credit Union
  • 1160 N. Winstel Blvd, Tucson, AZ, 85716
  • Lends in Arizona
  • In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.

  • Capital RB Solutions LLC
  • 17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
  • Lends in Arizona
  • In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi