USDA Vs. FHA Pro and Con comparison in Drexel-Heights, Pima County, AZ

In 2025, the USDA loan limit in Drexel-Heights, within Pima county, AZ, stands at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Use Lendersa®'s USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program in for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Information in Drexel-Heights, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Drexel-Heights, AZ

The goal of Lendersa® is to secure the most suitable USDA or FHA loan quickly and without hassle. Start with one of three pathways that connect to matching lenders and available USDA loan programs.

Lendersa USDA loan inquiry and results

Understanding USDA Loans in AZ

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed product available exclusively in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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