USDA Vs. FHA your options comparison in Cornville, Yavapai County, AZ

For 2025, the USDA loan cap for Cornville, within Yavapai, AZ, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in determining the best fit for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Cornville, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cornville, AZ

Lendersa® aims to quickly connect you with the best USDA or FHA loans available, without complications. Choose one of three approaches to find matching lenders and USDA loan programs.

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Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the government via the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. In contrast to FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, providing significant financial savings to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier America Credit Union
  • 19867 Prairie Street, Chatsworth, CA, 91311
  • Dedication to the financial needs and concerns of our member-owners is the cornerstone of Premier America's purpose. Premier America is a full-service financial institution. We offer competitive rates, and our state-of-the-art banking services assure convenient, 24-hour access from anywhere in the country.
  • RateBeat LLC
  • 9400 Topanga Canyon Boulevard, Suite 210, Chatsworth, CA, 91311
  • Ratebeat is an independent mortgage lender based in California and originates a range of mortgage products in California, New Jersey, Texas and Connecticut. We pride ourselves in being a trusted partner to assist you in evaluation of mortgage options. With us, you can explore ways to finance the purchase of your first home.
  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First American Wholesale Lending
  • 9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311
  • At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
  • Paradigm Commercial Capital
  • 289 E 930 S, Orem, UT, 84058
  • M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
  • Security Home Mortgage
  • 576 State St, Orem, UT, 84058
  • Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.