USDA Vs. FHA Pro and Con comparison in Lake-Montezuma, Yavapai County, AZ
In 2026, the USDA loan limit in Lake-Montezuma, within the region of Yavapai, AZ, is $285,000. Meanwhile, the FHA limit is $356,362 for a single-family dwelling.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This tool enables you to identify the income, credit score, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, ensuring you select the best option for your financial needs in Alabama.
Overview of 2026 Loan Limits and Down Payment Requirements in Lake-Montezuma, Yavapai, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Lake-Montezuma, AZ
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and without complications. Start by choosing from three effective options to connect with lenders and suitable USDA loan programs.
The USDA home loan, a government-backed offer by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. In contrast to FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment, offering significant financial benefits to eligible applicants.
Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well.
A full service credit union open to all who live, work, or worship in Cumberland County, NC.
1936 Arlington Boulevard, Charlottesville, VA, 22903
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
1639 Cape Coral Pkwy E, Suite 208, Cape Coral, FL, 33904
Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.
Benefit Mortgage Inc works hard for your benefit! As a loan and mortgage brokerage firm, we strive to find you the best mortgage and business loans from our catalog of over 140 nationwide lenders. We have those lenders who want your business and will fight to win your loan. We are in your corner to make sure the loan makes sense.
At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.
"Jack has been serving the Home Equity Conversion Market for over 35 years.
Making sure that every customer understands how the program works is critical to our customers' long term financial security and well being.
All of our efforts are focused on education of the customer."
3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.
1325 Southeast 47th Street, Suite F, Cape Coral, FL, 33904
Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3501 Del Prado Blvd, Suite 100, Cape Coral, FL, 33904
LENDSTAR MORTGAGE, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
