USDA and FHA Pro and Con in Village-of-Oak-Creek, Yavapai County, AZ

In 2025, the USDA loan limit in Village-of-Oak-Creek, located within Yavapai county, AZ, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rate options, and understand the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side to find the best fit for your financial situation in .

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Loan limits and down payment requirements in Village-of-Oak-Creek, Yavapai county, AZ in 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan options: USDA and FHA in Village-of-Oak-Creek, AZ

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and with ease. Select from three starting points to match lenders to USDA loan offers.

Lendersa USDA loan request and matching results

What is a USDA Loan in AZ?

A USDA home loan, supported by the U.S. Department of Agriculture, is for rural areas, often termed as a USDA rural development loan or USDA mortgage. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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