USDA Vs. FHA your options comparison in Paulden, Yavapai County, AZ

In 2026, the USDA loan ceiling for Paulden in Yavapai county, AZ is $336,500, compared to an FHA limit of $472,030 for a single-family house.

Utilize Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and find out the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage tools allow you to assess USDA, FHA, Conforming, and VA loans side by side, helping determine the right program for your financial needs in .

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Loan limits and down payment requirements for 2026 in Paulden, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Options in Paulden, AZ

Lendersa® aims to quickly secure you the best USDA or FHA loan. Choose from three starting points to connect with the USDA loan programs and matching lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan, is meant for rural areas. Unlike FHA loans, which demand a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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