USDA Vs. FHA your options comparison in Paulden, Yavapai County, AZ

In 2025, the USDA loan ceiling for Paulden in Yavapai county, AZ is $336,500, compared to an FHA limit of $472,030 for a single-family house.

Utilize Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and find out the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage tools allow you to assess USDA, FHA, Conforming, and VA loans side by side, helping determine the right program for your financial needs in .

Explore offers from 100 lenders

Loan limits and down payment requirements for 2025 in Paulden, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Options in Paulden, AZ

Lendersa® aims to quickly secure you the best USDA or FHA loan. Choose from three starting points to connect with the USDA loan programs and matching lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan, is meant for rural areas. Unlike FHA loans, which demand a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services. Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
  • American Bank & Trust Company
  • 307 East Landry Street, Opelousas, LA, 70570
  • The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
  • ST. LANDRY HOMESTEAD FEDERAL SAVINGS BANK
  • 235 N Court St, Opelousas, LA, 70570
  • St. Landry Homestead Federal Savings Bank is a community bank that’s proud to offer good, ol’ fashioned service combined with the technology tools you expect from a cutting-edge financial partner. At The Homestead, we are focused on fueling business and improving lives across our region.
  • 21st Century Bank
  • 699 North Medina Street, Loretto, MN, 55357
  • At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you. Focused On You Whether you’re an individual looking to open a checking and saving account, or you need robust accounting services to suppo
  • Lakeview Bank
  • 9725 163rd Street West, Lakeville, MN, 55044
  • Lakeview Bank In a marketplace that is overcrowded with banks, our objective is simple and straightforward: offer high quality banking products and services to meet your needs, utilize state-of-the-art technology to improve your efficiency, and employ professional people in a cordial environment to make working with us easy. So whether you are look
  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
  • Reduced Fee Mortgage Inc
  • 19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
  • Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.