USDA Vs. FHA Pro and Con comparison in Paulden, Yavapai County, AZ

In 2025, the USDA loan ceiling for Paulden in Yavapai county, AZ is $336,500, compared to an FHA limit of $472,030 for a single-family house.

Utilize Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and find out the income, credit, reserves, and paperwork needed to qualify. Our advanced mortgage tools allow you to assess USDA, FHA, Conforming, and VA loans side by side, helping determine the right program for your financial needs in .

Explore offers from 100 lenders

Loan limits and down payment requirements for 2025 in Paulden, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Options in Paulden, AZ

Lendersa® aims to quickly secure you the best USDA or FHA loan. Choose from three starting points to connect with the USDA loan programs and matching lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan, is meant for rural areas. Unlike FHA loans, which demand a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Elevate Lending
  • 409 W Broadway Ave, Glendale, CA, 91204
  • Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.
  • Ayvaz Capital Group Inc.
  • 13243 Raven Street, Sylmar, CA, 91342
  • Ayvaz Capital Group Inc. is a dynamic investment firm specializing in strategic asset management, private equity, and venture capital. We drive growth by identifying high-potential opportunities and leveraging deep market insights. Our commitment to innovation, financial expertise, and strategic partnerships empowers businesses to scale and thrive
  • PSd Ltd
  • 1 Ridge Court, Placitas, NM, 87043
  • At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
  • Camino Financial
  • 309 E 8th Street, Suite 601, Los Angeles, CA, 90014
  • "Camino Financial is an online finance company offering business loans and solutions to help small businesses grow. Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
  • Smart Money Broker, Inc.
  • 530 W 7th St, Suite PH2, Los Angeles, CA, 90014
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Paradise Private Money
  • 610 S. Main Street #PH212, Los Angeles, CA, 90014
  • Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
  • Manufacturers Bank
  • 515 South Figueroa Street, Los Angeles, CA, 90071
  • Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.