USDA Vs. FHA your options comparison in Chino-Valley, Yavapai County, AZ

In 2025, the USDA loan limit for Chino-Valley, within Yavapai county, AZ, is $285,000, and the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the needed income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans to assist in selecting the optimal program for your financial situation in .

Explore loan options from 100 lenders

2025 Loan Limits and Down Payment in Chino-Valley, Yavapai, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Chino-Valley, AZ

Lendersa® strives to find you the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans needing a 3.5% minimum down payment, the USDA loan has no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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