USDA and FHA Pro and Con in Chino-Valley, Yavapai County, AZ
In 2026, the USDA loan limit for Chino-Valley, within Yavapai county, AZ, is $285,000, and the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the needed income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans to assist in selecting the optimal program for your financial situation in .
2026 Loan Limits and Down Payment in Chino-Valley, Yavapai, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Chino-Valley, AZ
Lendersa® strives to find you the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans needing a 3.5% minimum down payment, the USDA loan has no down payment requirement.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
Lends in Arizona
Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Lends in Arizona
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
