USDA Vs. FHA your options comparison in Williamson, Yavapai County, AZ
For the year 2025, in the city of Williamson which lies within Yavapai county, AZ, the USDA loan limit is $336,500. In contrast, for a single-family home, the FHA loan limit has been established at $472,030.
With Lendersa® USDA loan calculator, you have the ability to compare today’s best rates between USDA and FHA loans. This allows you to effectively assess the income, credit, reserves, and necessary documents required for eligibility. Our state-of-the-art mortgage calculator equips you to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring that you can make an informed decision on the most suitable program for your distinct financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Williamson, County of Yavapai, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Williamson, AZ
Lendersa® is dedicated to helping you secure the best possible USDA or FHA loan efficiently and with ease. We invite you to select one of three starting pathways, each designed to align you with matching lenders and suitable USDA loan programs.
The USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. Contrasting with FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage requires zero down payment, making it an appealing option for eligible buyers in rural settings.
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