USDA Vs. FHA your options comparison in Williamson, Yavapai County, AZ
For the year 2026, in the city of Williamson which lies within Yavapai county, AZ, the USDA loan limit is $336,500. In contrast, for a single-family home, the FHA loan limit has been established at $472,030.
With Lendersa® USDA loan calculator, you have the ability to compare today’s best rates between USDA and FHA loans. This allows you to effectively assess the income, credit, reserves, and necessary documents required for eligibility. Our state-of-the-art mortgage calculator equips you to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring that you can make an informed decision on the most suitable program for your distinct financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Williamson, County of Yavapai, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Williamson, AZ
Lendersa® is dedicated to helping you secure the best possible USDA or FHA loan efficiently and with ease. We invite you to select one of three starting pathways, each designed to align you with matching lenders and suitable USDA loan programs.
The USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. This type of loan is available exclusively in rural areas. Contrasting with FHA loans, which necessitate a 3.5% minimum down payment, the USDA mortgage requires zero down payment, making it an appealing option for eligible buyers in rural settings.
GNB Banking Centers is the trade name for Greenville National Bank, a full-service, independent, community bank with 10 locations (6 of those with ATMs) and 2 additional ATM-only locations to serve you. We offer competitive deposit and loan rates. We have deposit and loan products for individuals and businesses, including agri-businesses.
KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
Our mission is to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs. Our commitment is to operate in a financially sound manner with a staff dedicated to excellence. we seek to educate members to make better financial decisions.
1306 Versailles Road, Suite 140, Lexington, KY, 40504
MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.
Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.
