USDA and FHA Pro and Con in Aptos, Santa Cruz County, CA
In the year 2025, the USDA loan ceiling in Aptos, within Santa Cruz county, CA, is established at $626,500 while the FHA loan limit is set at $805,000 for single-family homes.
Employ the Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA against FHA rates. This helps you pinpoint the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans to ascertain the best financial program for you in .
2025 Loan Limits and Down Payment Requirements in Aptos, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Exploring USDA and FHA Loan Options in Aptos, CA
The aim of Lendersa® is to ensure you receive the most advantageous USDA or FHA loan swiftly and without complications. Begin with one of three available methods to align with suitable lenders and USDA programs.
The USDA home loan, a program guaranteed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural zones. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.
212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
14117 South Light Cahill Cove, Bluffdale, UT, 84065
Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.
1272 West 12700 South, Suite D, Riverton, UT, 84065
Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
1262 West 12700 South, Suite A, Riverton, UT, 84065
Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
