USDA and FHA Pro and Con in Soquel, Santa Cruz County, CA
For the year 2025, the USDA loan limit in Soquel, located in Santa Cruz county, CA, is set at $626,500, while the FHA limit for an individual family residence is $805,000.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA optimal rates and identify the income, credit, reserves, and documents required for eligibility. Our comprehensive mortgage calculator illustrates the USDA, FHA, Conforming, and VA options side by side, facilitating your choice of the most suitable program in for your finances.
2025 Lending Limits and Downpayment Details in Soquel, County of Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Loan Choices: USDA and FHA in Soquel, CA
Lendersa® is dedicated to helping you acquire the most advantageous USDA or FHA loans swiftly and with ease. Choose one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment at all.
350 South Crenshaw Boulevard, Suite A105, Torrance, CA, 90503
CNMR Group is a mortgage and real estate firm that has been providing mortgage lending and real estate services to homebuyers and real estate investors throughout the United States for more than 15 years. Our mortgage and real estate firm in Southern California offers a personal touch to each transaction.
3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours
6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.
In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.
Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
We deliver value to our members.
Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
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