For the year 2025, the USDA loan limit in Ben-Lomond, within Santa Cruz, CA, is $657,900. In comparison, the FHA limit for a single-family home is set at $822,375.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in choosing the most suitable program for your financial scenario, such as those available in Alabama.
2025 Loan Limits and Down Payment Requirements in Ben-Lomond, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Ben-Lomond, CA
Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively for rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly
In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.
American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.
Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
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APB is a communit
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CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families.
On the surface we may look like any other full-service community credit union
