USDA Vs. FHA your options comparison in Ben-Lomond, Santa Cruz County, CA
For the year 2026, the USDA loan limit in Ben-Lomond, within Santa Cruz, CA, is $657,900. In comparison, the FHA limit for a single-family home is set at $822,375.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in choosing the most suitable program for your financial scenario, such as those available in Alabama.
2026 Loan Limits and Down Payment Requirements in Ben-Lomond, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Ben-Lomond, CA
Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively for rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
"VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home.
Our VA home loan specialists have been serving veterans for over 16+ years."
Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans.
We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
