USDA and FHA Pro and Con in Ben-Lomond, Santa Cruz County, CA
For the year 2025, the USDA loan limit in Ben-Lomond, within Santa Cruz, CA, is $657,900. In comparison, the FHA limit for a single-family home is set at $822,375.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps determine income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA offers side by side, assisting you in choosing the most suitable program for your financial scenario, such as those available in Alabama.
2025 Loan Limits and Down Payment Requirements in Ben-Lomond, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Ben-Lomond, CA
Lendersa® aims to help you secure the best USDA or FHA loan quickly and easily. Choose one of three starting points to connect with matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or mortgage—is exclusively for rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans have no down payment requirement at all.
Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
"The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas.
With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
